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Test 1 · ★ · Debt, loans, credit cards and interest

Your cousin says, "A credit card is basically free money, bro, the bank just gives it ya." What's wrong?

Mova's choice: option 4 · The right answer: option 2 · wrong ✗ · Who acts: cousin, credit card, free money · What happens: say, be, give · To what, where: free money, card, ya · Speech: someone speaks here

This is test 1 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.

The question

Sentence 1: Your cousin says, "A credit card is basically free money, bro, the bank just gives it ya."

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Your	your	PRON	Case=Gen Person=2 Poss=Yes PronType=Prs	2 cousin	nmod:poss
2	cousin	cousin	NOUN	Number=Sing	3 says	nsubj
3	says	say	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
4	,	,	PUNCT	_	12 money	punct
5	"	"	PUNCT	_	12 money	punct
6	A	a	DET	Definite=Ind PronType=Art	8 card	det
7	credit	credit	NOUN	Number=Sing	8 card	compound
8	card	card	NOUN	Number=Sing	12 money	nsubj
9	is	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	12 money	cop
10	basically	basically	ADV	_	12 money	advmod
11	free	free	ADJ	Degree=Pos	12 money	amod
12	money	money	NOUN	Number=Sing	19 gives	nsubj
13	,	,	PUNCT	_	14 bro	punct
14	bro	bro	NOUN	Number=Sing	12 money	conj
15	,	,	PUNCT	_	17 bank	punct
16	the	the	DET	Definite=Def PronType=Art	17 bank	det
17	bank	bank	NOUN	Number=Sing	12 money	conj
18	just	just	ADV	_	19 gives	advmod
19	gives	give	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 says	ccomp
20	it	it	PRON	Case=Acc Gender=Neut Number=Sing Person=3 PronType=Prs	19 gives	obj
21	ya	you	PRON	Case=Nom Person=2 PronType=Prs	19 gives	iobj
22	.	.	PUNCT	_	3 says	punct
23	"	"	PUNCT	_	3 says	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	say speech: assert	present	Your cousin						vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic
2	is a in a quote	present	a credit card	free money and bro and the bank				basically property	tree rules
3	give in a quote	present	free money and bro and the bank	card	ya				vn give-13.1-1 «NP V NP-Dative NP»: agent=Agent you=Recipient it=Theme

One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

Sentence 2: What's wrong?

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	What	what	PRON	PronType=Int	3 wrong	nsubj
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 wrong	cop
3	wrong	wrong	ADJ	Degree=Pos	root	root
4	?	?	PUNCT	_	3 wrong	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is	present						wrong property	tree rules

The options

Option 1

It's free money as long as you lose the card

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	It	it	PRON	Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs	4 money	nsubj
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	4 money	cop
3	free	free	ADJ	Degree=Pos	4 money	amod
4	money	money	NOUN	Number=Sing	root	root
5	as	as	ADV	_	6 long	advmod
6	long	long	ADV	Degree=Pos	4 money	advmod
7	as	as	SCONJ	_	9 lose	mark
8	you	you	PRON	Case=Nom Person=2 PronType=Prs	9 lose	nsubj
9	lose	lose	VERB	Mood=Ind Number=Sing Person=2 Tense=Pres VerbForm=Fin	6 long	advcl
10	the	the	DET	Definite=Def PronType=Art	11 card	det
11	card	card	NOUN	Number=Sing	9 lose	obj

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is a	present	It	free money				long property	tree rules
2	lose	present	you	the card					vn succeed-74-3-1 «NP V NP»: agent=Agent card=Eventuality

Option 2 · ✓ the right answer

It's borrowed money that must be paid back, often with interest

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	It	it	PRON	Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs	4 money	nsubj
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	4 money	cop
3	borrowed	borrow	VERB	Tense=Past VerbForm=Part Voice=Pass	4 money	amod
4	money	money	NOUN	Number=Sing	root	root
5	that	that	PRON	PronType=Rel	8 paid	nsubj:pass
6	must	must	AUX	VerbForm=Fin	8 paid	aux
7	be	be	AUX	VerbForm=Inf	8 paid	aux:pass
8	paid	pay	VERB	Tense=Past VerbForm=Part Voice=Pass	4 money	acl:relcl
9	back	back	ADV	_	8 paid	advmod
10	,	,	PUNCT	_	11 often	punct
11	often	often	ADV	_	8 paid	advmod
12	with	with	ADP	_	13 interest	case
13	interest	interest	NOUN	Number=Sing	8 paid	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	borrow	participle							vn obtain-13.5.2 «NP V NP»: agent=Agent
2	is a	present	It	borrowed money					tree rules
3	pay back	must · passive		borrowed money				with interest; often property	vn pay-68-1 «NP V NP»: subject=Asset

Option 3

Cards are free money but only on weekends

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Cards	card	NOUN	Number=Plur	4 money	nsubj
2	are	be	AUX	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	4 money	cop
3	free	free	ADJ	Degree=Pos	4 money	amod
4	money	money	NOUN	Number=Sing	root	root
5	but	but	CCONJ	_	8 weekends	cc
6	only	only	ADV	_	8 weekends	advmod
7	on	on	ADP	_	8 weekends	case
8	weekends	weekend	NOUN	Number=Plur	4 money	conj

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is a	present	Cards	free money but weekends					tree rules

Option 4 · ← Mova's choice

Nothing, banks give free money to everyone with a card

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Nothing	nothing	PRON	Number=Sing PronType=Neg	3 banks	compound
2	,	,	PUNCT	_	1 Nothing	punct
3	banks	bank	NOUN	Number=Plur	4 give	nsubj
4	give	give	VERB	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	root	root
5	free	free	ADJ	Degree=Pos	6 money	amod
6	money	money	NOUN	Number=Sing	4 give	obj
7	to	to	ADP	_	8 everyone	case
8	everyone	everyone	PRON	Number=Sing PronType=Tot	4 give	obl
9	with	with	ADP	_	11 card	case
10	a	a	DET	Definite=Ind PronType=Art	11 card	det
11	card	card	NOUN	Number=Sing	4 give	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	give	present	Nothing banks	free money	everyone			with a card	vn give-13.1-1 «NP V NP PP.recipient»: agent=Agent money=Theme to everyone=Recipient

Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.

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