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Exam question 1 · What a bank does with your money and why banks lend

It is given that a bank remunerates a depositor at two per cent and lends the same £100 at seven per cent. Determine the sum retained by the bank in one year.

Mova's choice: option 1 · The right answer: option 2 · wrong ✗ · Who acts: bank, you · What happens: give, remunerate, lend, determine, retain · To what, where: It, depositor, two per cent, seven per cent, sum

This is exam question 1 of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.

The question

Sentence 1: It is given that a bank remunerates a depositor at two per cent and lends the same £100 at seven per cent.

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	It	it	PRON	Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs	3 given	nsubj:pass
2	is	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 given	aux:pass
3	given	give	VERB	Tense=Past VerbForm=Part Voice=Pass	root	root
4	that	that	SCONJ	_	7 remunerates	mark
5	a	a	DET	Definite=Ind PronType=Art	6 bank	det
6	bank	bank	NOUN	Number=Sing	7 remunerates	nsubj
7	remunerates	remunerate	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 given	advcl
8	a	a	DET	Definite=Ind PronType=Art	9 depositor	det
9	depositor	depositor	NOUN	Number=Sing	7 remunerates	obj
10	at	at	ADP	_	13 cent	case
11	two	two	NUM	NumForm=Word NumType=Card	13 cent	nummod
12	per	per	NOUN	Number=Sing	13 cent	compound
13	cent	cent	NOUN	Number=Sing	7 remunerates	obl
14	and	and	CCONJ	_	15 lends	cc
15	lends	lend	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	7 remunerates	conj
16	the	the	DET	Definite=Def PronType=Art	18 £	det
17	same	same	ADJ	Degree=Pos	18 £	amod
18	£	£	SYM	_	15 lends	obj
19	100	100	NUM	NumForm=Digit NumType=Card	18 £	nummod
20	at	at	ADP	_	23 cent	case
21	seven	seven	NUM	NumForm=Word NumType=Card	23 cent	nummod
22	per	per	NOUN	Number=Sing	23 cent	compound
23	cent	cent	NOUN	Number=Sing	15 lends	obl
24	.	.	PUNCT	_	3 given	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	give	present · passive		It					vn give-13.1-1 «NP V NP»: subject=Theme
2	remunerate	present	a bank	a depositor		two per cent			vn equip-13.4.2-1 «NP V NP.recipient»: agent=Agent depositor=Recipient
3	lend	present	a bank not said here			seven per cent			vn give-13.1 «NP V NP»: agent=Agent £=Theme

One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

Sentence 2: Determine the sum retained by the bank in one year.

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Determine	determine	VERB	Mood=Imp VerbForm=Fin	root	root
2	the	the	DET	Definite=Def PronType=Art	3 sum	det
3	sum	sum	NOUN	Number=Sing	1 Determine	obj
4	retained	retain	VERB	Tense=Past VerbForm=Part Voice=Pass	3 sum	acl
5	by	by	ADP	_	7 bank	case
6	the	the	DET	Definite=Def PronType=Art	7 bank	det
7	bank	bank	NOUN	Number=Sing	4 retained	obl
8	in	in	ADP	_	10 year	case
9	one	one	NUM	NumForm=Word NumType=Card	10 year	nummod
10	year	year	NOUN	Number=Sing	4 retained	obl
11	.	.	PUNCT	_	1 Determine	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	determine	imperative	you not said here	the sum					vn discover-84 «NP V NP»: agent=Agent sum=Topic
2	retain	participle		the sum not said here			year	by the bank	tree rules

The options

Option 1 · ← Mova's choice

£2

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	£	£	SYM	_	root	root
2	2	2	NUM	NumForm=Digit NumType=Card	1 £	nummod

The frames reader finds no event or fact in this sentence.

Option 2 · ✓ the right answer

£5

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	£	£	SYM	_	root	root
2	5	5	NUM	NumForm=Digit NumType=Card	1 £	nummod

The frames reader finds no event or fact in this sentence.

Option 3

£7

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	£	£	SYM	_	root	root
2	7	7	NUM	NumForm=Digit NumType=Card	1 £	nummod

The frames reader finds no event or fact in this sentence.

Option 4

£9

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	£	£	SYM	_	root	root
2	9	9	NUM	NumForm=Digit NumType=Card	1 £	nummod

The frames reader finds no event or fact in this sentence.

Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.

This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/e1/