Test 6 · ★★★ · What a bank does with your money and why banks lend
Dev's dad says, "Loyalty doesn't pay, son." Dev asks, "Why not just stay?" On £1,000, the new bank pays 3% — sorry, 4% — and the old one 1%. How much more a year does he get by switching?
Mova's choice: option 1 · The right answer: option 3 · wrong ✗ · Who acts: dad, Loyalty, Dev, new bank, bank · What happens: say, not pay, ask, not stay, pay, get · Speech: someone speaks here
This is test 6 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.
The question
Sentence 1: Dev's dad says, "Loyalty doesn't pay, son."
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Dev | Dev | PROPN | Number=Sing | 3 dad | nmod:poss |
| 2 | 's | 's | PART | _ | 1 Dev | case |
| 3 | dad | dad | NOUN | Number=Sing | 4 says | nsubj |
| 4 | says | say | VERB | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | root | root |
| 5 | , | , | PUNCT | _ | 4 says | punct |
| 6 | " | " | PUNCT | _ | 10 pay | punct |
| 7 | Loyalty | loyalty | NOUN | Number=Sing | 10 pay | nsubj |
| 8 | does | do | AUX | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | 10 pay | aux |
| 9 | n't | not | PART | Polarity=Neg | 10 pay | advmod |
| 10 | pay | pay | VERB | VerbForm=Inf | 4 says | ccomp |
| 11 | , | , | PUNCT | _ | 12 son | punct |
| 12 | son | son | NOUN | Number=Sing | 10 pay | vocative |
| 13 | . | . | PUNCT | _ | 10 pay | punct |
| 14 | " | " | PUNCT | _ | 10 pay | punct |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | say speech: assert | present | Dev's dad | vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic | |||||
| 2 | not pay in a quote | present · do-support | Loyalty | son vocative | vn pay-68-1 «NP V NP»: agent=Agent |
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.
Sentence 2: Dev asks, "Why not just stay?"
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Dev | Dev | PROPN | Number=Sing | 2 asks | nsubj |
| 2 | asks | ask | VERB | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | root | root |
| 3 | , | , | PUNCT | _ | 2 asks | punct |
| 4 | " | " | PUNCT | _ | 8 stay | punct |
| 5 | Why | why | ADV | PronType=Int | 8 stay | advmod |
| 6 | not | not | PART | Polarity=Neg | 8 stay | advmod |
| 7 | just | just | ADV | _ | 8 stay | advmod |
| 8 | stay | stay | VERB | VerbForm=Inf | 2 asks | ccomp |
| 9 | ? | ? | PUNCT | _ | 8 stay | punct |
| 10 | " | " | PUNCT | _ | 8 stay | punct |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ask speech: ask | present | Dev | vn inquire-37.1.2 «NP V how S»: agent=Agent clause=Topic | |||||
| 2 | not stay in a quote | infinitive | vn exist-47.1 «NP V»: agent=Theme |
Sentence 3: On £1,000, the new bank pays 3% — sorry, 4% — and the old one 1%.
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | On | on | ADP | _ | 2 £ | case |
| 2 | £ | £ | SYM | _ | root | root |
| 3 | 1,000 | 1000 | NUM | NumForm=Digit NumType=Card | 2 £ | nummod |
| 4 | , | , | PUNCT | _ | 8 pays | punct |
| 5 | the | the | DET | Definite=Def PronType=Art | 7 bank | det |
| 6 | new | new | ADJ | Degree=Pos | 7 bank | amod |
| 7 | bank | bank | NOUN | Number=Sing | 8 pays | nsubj |
| 8 | pays | pay | VERB | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | 2 £ | parataxis |
| 9 | 3 | 3 | NUM | NumForm=Digit NumType=Card | 10 % | nummod |
| 10 | % | % | SYM | Number=Sing | 8 pays | obj |
| 11 | — | - | PUNCT | _ | 12 sorry | punct |
| 12 | sorry | sorry | INTJ | _ | 10 % | discourse |
| 13 | , | , | PUNCT | _ | 15 % | punct |
| 14 | 4 | 4 | NUM | NumForm=Digit NumType=Card | 15 % | nummod |
| 15 | % | % | SYM | Number=Sing | 10 % | nmod |
| 16 | — | - | PUNCT | _ | 22 % | punct |
| 17 | and | and | CCONJ | _ | 22 % | cc |
| 18 | the | the | DET | Definite=Def PronType=Art | 20 one | det |
| 19 | old | old | ADJ | Degree=Pos | 20 one | amod |
| 20 | one | one | NOUN | Number=Sing | 22 % | compound |
| 21 | 1 | 1 | NUM | NumForm=Digit NumType=Card | 20 one | flat |
| 22 | % | % | SYM | Number=Sing | 2 £ | appos |
| 23 | . | . | PUNCT | _ | 2 £ | punct |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | pay | present | the new bank | vn pay-68-1 «NP V NP»: agent=Agent %=Asset |
Sentence 4: How much more a year does he get by switching?
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | How | how | ADV | PronType=Int | 2 much | advmod |
| 2 | much | much | ADJ | Degree=Pos | 3 more | advmod |
| 3 | more | more | ADJ | Degree=Cmp | 5 year | advmod |
| 4 | a | a | DET | Definite=Ind PronType=Art | 5 year | det |
| 5 | year | year | NOUN | Number=Sing | 8 get | obl |
| 6 | does | do | AUX | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | 8 get | aux |
| 7 | he | he | PRON | Case=Nom Gender=Masc Number=Sing Person=3 PronType=Prs | 8 get | nsubj |
| 8 | get | get | VERB | VerbForm=Inf | root | root |
| 9 | by | by | SCONJ | _ | 10 switching | mark |
| 10 | switching | switch | VERB | Tense=Pres VerbForm=Part | 8 get | advcl |
| 11 | ? | ? | PUNCT | _ | 8 get | punct |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | get | present · do-support | bank | year | vn comprehend-87.2-1 «NP V S_ING»: agent=Experiencer | ||||
| 2 | switch | gerund | bank not said here | vn convert-26.6.2-1-1 «NP V»: agent=Patient |
The options
Option 1 · ← Mova's choice
£40
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | £ | £ | SYM | _ | root | root |
| 2 | 40 | 40 | NUM | NumForm=Digit NumType=Card | 1 £ | nummod |
The frames reader finds no event or fact in this sentence.
Option 2
£10
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | £ | £ | SYM | _ | root | root |
| 2 | 10 | 10 | NUM | NumForm=Digit NumType=Card | 1 £ | nummod |
The frames reader finds no event or fact in this sentence.
Option 3 · ✓ the right answer
£30
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | £ | £ | SYM | _ | root | root |
| 2 | 30 | 30 | NUM | NumForm=Digit NumType=Card | 1 £ | nummod |
The frames reader finds no event or fact in this sentence.
Option 4
£20
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | £ | £ | SYM | _ | root | root |
| 2 | 20 | 20 | NUM | NumForm=Digit NumType=Card | 1 £ | nummod |
The frames reader finds no event or fact in this sentence.
Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.
This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t6/