Test 2 · ★★ · Borrowing and debt
Overheard on the phone: "Look, I've only paid the minimum for two years and it's barely gone down!" Why?
Mova's choice: option 1 · The right answer: option 3 · wrong ✗ · Who acts: I, minimum · What happens: overhear, look, pay, go down · To what, where: phone, minimum · Speech: someone speaks here
This is test 2 · ★★ of lesson 8 «Borrowing and debt» of the adult life course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.
The question
Sentence 1: Overheard on the phone: "Look, I've only paid the minimum for two years and it's barely gone down!"
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Overheard | overhear | VERB | Tense=Past VerbForm=Part Voice=Pass | root | root |
| 2 | on | on | ADP | _ | 4 phone | case |
| 3 | the | the | DET | Definite=Def PronType=Art | 4 phone | det |
| 4 | phone | phone | NOUN | Number=Sing | 1 Overheard | obl |
| 5 | : | : | PUNCT | _ | 7 Look | punct |
| 6 | " | " | PUNCT | _ | 7 Look | punct |
| 7 | Look | look | VERB | Mood=Imp VerbForm=Fin | 1 Overheard | parataxis |
| 8 | , | , | PUNCT | _ | 12 paid | punct |
| 9 | I | I | PRON | Case=Nom Number=Sing Person=1 PronType=Prs | 12 paid | nsubj |
| 10 | 've | have | AUX | Mood=Ind Number=Sing Person=1 Tense=Pres VerbForm=Fin | 12 paid | aux |
| 11 | only | only | ADV | _ | 12 paid | advmod |
| 12 | paid | pay | VERB | Tense=Past VerbForm=Part | 7 Look | parataxis |
| 13 | the | the | DET | Definite=Def PronType=Art | 14 minimum | det |
| 14 | minimum | minimum | NOUN | Number=Sing | 12 paid | obj |
| 15 | for | for | ADP | _ | 17 years | case |
| 16 | two | two | NUM | NumForm=Word NumType=Card | 17 years | nummod |
| 17 | years | year | NOUN | Number=Plur | 12 paid | obl |
| 18 | and | and | CCONJ | _ | 22 gone | cc |
| 19 | it | it | PRON | Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs | 22 gone | nsubj |
| 20 | 's | be | AUX | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | 22 gone | aux |
| 21 | barely | barely | ADV | _ | 22 gone | advmod |
| 22 | gone | go | VERB | Tense=Past VerbForm=Part | 12 paid | conj |
| 23 | down | down | ADP | _ | 22 gone | compound:prt |
| 24 | ! | ! | PUNCT | _ | 7 Look | punct |
| 25 | " | " | PUNCT | _ | 7 Look | punct |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | overhear | participle | the phone | tree rules | |||||
| 2 | look in a quote | infinitive | vn stimulus_subject-30.4 «NP V PP.attribute»: agent=Stimulus | ||||||
| 3 | pay in a quote | present · perfect | I | the minimum | year | vn pay-68-1 «NP V NP»: agent=Agent minimum=Asset | |||
| 4 | go down in a quote | present · passive | minimum | barely property | vn calibratable_cos-45.6.1-1 «NP.attribute V»: agent=Attribute |
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.
Sentence 2: Why?
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Why | why | ADV | PronType=Int | root | root |
| 2 | ? | ? | PUNCT | _ | 1 Why | punct |
The frames reader finds no event or fact in this sentence.
The options
Option 1 · ← Mova's choice
The bank forgot to take his payments for two whole years
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | The | the | DET | Definite=Def PronType=Art | 2 bank | det |
| 2 | bank | bank | NOUN | Number=Sing | 3 forgot | nsubj |
| 3 | forgot | forget | VERB | Mood=Ind Number=Sing Person=3 Tense=Past VerbForm=Fin | root | root |
| 4 | to | to | PART | _ | 5 take | mark |
| 5 | take | take | VERB | VerbForm=Inf | 3 forgot | xcomp |
| 6 | his | his | PRON | Case=Gen Gender=Masc Number=Sing Person=3 Poss=Yes PronType=Prs | 7 payments | nmod:poss |
| 7 | payments | payment | NOUN | Number=Plur | 5 take | obj |
| 8 | for | for | ADP | _ | 11 years | case |
| 9 | two | two | NUM | NumForm=Word NumType=Card | 11 years | nummod |
| 10 | whole | whole | ADJ | Degree=Pos | 11 years | amod |
| 11 | years | year | NOUN | Number=Plur | 5 take | obl |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | forget | past | the bank | tree rules | |||||
| 2 | not take | to-infinitive | the bank not said here | bank's payments | year | vn bring-11.3 «NP V NP»: agent=Agent payment=Theme | |||
| 3 | pay | bank | nom payment «possession transitive»: poss=agent |
Option 2
Minimum payments cancel each other out
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Minimum | minimum | ADJ | Degree=Pos | 2 payments | amod |
| 2 | payments | payment | NOUN | Number=Plur | 3 cancel | nsubj |
| 3 | cancel | cancel | VERB | Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin | root | root |
| 4 | each | each | DET | ExtPos=PRON PronType=Rcp | 3 cancel | obj |
| 5 | other | other | ADJ | Degree=Pos | 4 each | fixed |
| 6 | out | out | ADP | _ | 3 cancel | compound:prt |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | cancel out | present | Minimum payments | each | tree rules |
Option 3 · ✓ the right answer
The minimum mostly paid the interest, not the debt
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | The | the | DET | Definite=Def PronType=Art | 2 minimum | det |
| 2 | minimum | minimum | NOUN | Number=Sing | 4 paid | nsubj |
| 3 | mostly | mostly | ADV | _ | 4 paid | advmod |
| 4 | paid | pay | VERB | Mood=Ind Number=Sing Person=3 Tense=Past VerbForm=Fin | root | root |
| 5 | the | the | DET | Definite=Def PronType=Art | 6 interest | det |
| 6 | interest | interest | NOUN | Number=Sing | 4 paid | obj |
| 7 | , | , | PUNCT | _ | 10 debt | punct |
| 8 | not | not | PART | Polarity=Neg | 10 debt | advmod |
| 9 | the | the | DET | Definite=Def PronType=Art | 10 debt | det |
| 10 | debt | debt | NOUN | Number=Sing | 4 paid | obl |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | pay | past | the minimum | the interest | the debt obl; mostly property | vn pay-68-1 «NP V NP»: agent=Agent interest=Asset |
Option 4
The debt grows only on weekends
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | The | the | DET | Definite=Def PronType=Art | 2 debt | det |
| 2 | debt | debt | NOUN | Number=Sing | 3 grows | nsubj |
| 3 | grows | grow | VERB | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | root | root |
| 4 | only | only | ADV | _ | 6 weekends | advmod |
| 5 | on | on | ADP | _ | 6 weekends | case |
| 6 | weekends | weekend | NOUN | Number=Plur | 3 grows | obl |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | grow | present | the debt | weekend | vn appear-48.1.1 «NP V»: agent=Theme |
Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.
This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/t2/