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Test 4 · ★ · Debt, loans, credit cards and interest

Ben's cousin says, "That website loan was sus, I owe double now." ("Sus" means suspicious, dodgy.) What lesson is he learning?

Mova's choice: option 2 · The right answer: option 2 · right ✓ · Who acts: cousin, website loan, Sus, lesson · What happens: say, be, owe, mean, learn · Speech: someone speaks here

This is test 4 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.

The question

Sentence 1: Ben's cousin says, "That website loan was sus, I owe double now."

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Ben	Ben	PROPN	Number=Sing	3 cousin	nmod:poss
2	's	's	PART	_	1 Ben	case
3	cousin	cousin	NOUN	Number=Sing	4 says	nsubj
4	says	say	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
5	,	,	PUNCT	_	11 sus	punct
6	"	"	PUNCT	_	11 sus	punct
7	That	that	DET	Number=Sing PronType=Dem	9 loan	det
8	website	website	NOUN	Number=Sing	9 loan	compound
9	loan	loan	NOUN	Number=Sing	11 sus	nsubj
10	was	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Past VerbForm=Fin	11 sus	cop
11	sus	suspect	ADJ	Degree=Pos	4 says	ccomp
12	,	,	PUNCT	_	14 owe	punct
13	I	I	PRON	Case=Nom Number=Sing Person=1 PronType=Prs	14 owe	nsubj
14	owe	owe	VERB	Mood=Ind Number=Sing Person=1 Tense=Pres VerbForm=Fin	11 sus	advcl
15	double	double	ADV	_	14 owe	advmod
16	now	now	ADV	PronType=Dem	14 owe	advmod
17	.	.	PUNCT	_	11 sus	punct
18	"	"	PUNCT	_	11 sus	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	say speech: assert	present	Ben's cousin						vn say-37.7-1-1 «NP V that S»: agent=Agent
2	is in a quote	past	that website loan					suspect property	tree rules
3	owe in a quote	present	Ben's cousin = cousin				now	double property	vn future_having-13.3 «NP V NP.theme (PP)»: agent=Agent

One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

Sentence 2: ("Sus" means suspicious, dodgy.)

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	(	(	PUNCT	_	5 means	punct
2	"	"	PUNCT	_	3 Sus	punct
3	Sus	sus	NOUN	Number=Sing	5 means	nsubj
4	"	"	PUNCT	_	3 Sus	punct
5	means	mean	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
6	suspicious	suspicious	ADJ	Degree=Pos	5 means	xcomp
7	,	,	PUNCT	_	8 dodgy	punct
8	dodgy	dodgy	ADJ	Degree=Pos	6 suspicious	conj
9	.	.	PUNCT	_	5 means	punct
10	)	)	PUNCT	_	5 means	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	mean	present	Sus					suspicious property	vn intend-61.2-1 «NP V S»: agent=Agent

Sentence 3: What lesson is he learning?

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	What	what	PRON	PronType=Int	5 learning	obj
2	lesson	lesson	NOUN	Number=Sing	5 learning	nsubj
3	is	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	5 learning	aux
4	he	he	PRON	Case=Nom Gender=Masc Number=Sing Person=3 PronType=Prs	5 learning	nsubj
5	learning	learn	VERB	Tense=Pres VerbForm=Part	root	root
6	?	?	PUNCT	_	5 learning	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	learn	present · progressive	lesson						vn learn-14-2-1 «NP V NP»: agent=Agent what=Topic

The options

Option 1

Banks are worse than dodgy websites every time

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Banks	bank	NOUN	Number=Plur	3 worse	nsubj
2	are	be	AUX	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	3 worse	cop
3	worse	bad	ADJ	Degree=Cmp	root	root
4	than	than	ADP	_	6 websites	case
5	dodgy	dodgy	ADJ	Degree=Pos	6 websites	amod
6	websites	website	NOUN	Number=Plur	3 worse	obl
7	every	every	DET	PronType=Tot	8 time	det
8	time	time	NOUN	Number=Sing	3 worse	obl:unmarked

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is	present	Banks				time	than dodgy websites; bad property	tree rules

Option 2 · ← Mova's choice · ✓ the right answer

Some lenders charge huge interest, so borrow carefully and compare

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Some	some	DET	PronType=Ind	2 lenders	det
2	lenders	lender	NOUN	Number=Plur	3 charge	nsubj
3	charge	charge	VERB	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	root	root
4	huge	huge	ADJ	Degree=Pos	5 interest	amod
5	interest	interest	NOUN	Number=Sing	3 charge	obj
6	,	,	PUNCT	_	8 borrow	punct
7	so	so	ADV	_	8 borrow	advmod
8	borrow	borrow	VERB	VerbForm=Inf	3 charge	advcl
9	carefully	carefully	ADV	_	8 borrow	advmod
10	and	and	CCONJ	_	11 compare	cc
11	compare	compare	VERB	VerbForm=Inf	8 borrow	conj

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	charge	present	some lenders	huge interest					vn run-51.3.2 «PP.location V NP»: agent=Initial_Location interest=Theme
2	borrow	infinitive	some lenders not said here					carefully property	vn obtain-13.5.2 «NP V NP»: agent=Agent
3	compare	infinitive	some lenders not said here						vn amalgamate-22.2-2 «NP V ADVP-Middle»: agent=Patient

Option 3

Owing double is normal for every kind of loan

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Owing	owe	VERB	VerbForm=Ger	4 normal	csubj
2	double	double	NOUN	Number=Sing	1 Owing	obj
3	is	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	4 normal	cop
4	normal	normal	ADJ	Degree=Pos	root	root
5	for	for	ADP	_	7 kind	case
6	every	every	DET	PronType=Tot	7 kind	det
7	kind	kind	NOUN	Number=Sing	4 normal	obl
8	of	of	ADP	_	9 loan	case
9	loan	loan	NOUN	Number=Sing	7 kind	nmod

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	owe	gerund		double					vn future_having-13.3 «NP V NP.theme (PP)»: agent=Agent double=Theme
2	is	present	Owing					for every kind of loan; normal property	tree rules

Option 4

Websites always lend money for free to young people

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Websites	website	NOUN	Number=Plur	3 lend	nsubj
2	always	always	ADV	PronType=Tot	3 lend	advmod
3	lend	lend	VERB	Mood=Ind Tense=Pres VerbForm=Fin	root	root
4	money	money	NOUN	Number=Sing	3 lend	obj
5	for	for	ADP	_	6 free	case
6	free	free	ADJ	Degree=Pos	3 lend	obl
7	to	to	ADP	_	9 people	case
8	young	young	ADJ	Degree=Pos	9 people	amod
9	people	people	NOUN	Number=Plur	3 lend	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	lend	present	Websites	money	young people			for free; always property	vn give-13.1 «NP V NP PP.recipient»: agent=Agent money=Theme to people=Recipient

Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.

This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/money/24-debt-loans-credit-cards-and-interest/t4/