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Test 7 · ★ · Debt, loans, credit cards and interest

In a game, your character buys everything on credit and the debt just vanishes at the next level. What's wrong with that?

Mova's choice: option 3 · The right answer: option 3 · right ✓ · Who acts: character, debt · What happens: buy, vanish, be · To what, where: everything, game, next level

This is test 7 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.

The question

Sentence 1: In a game, your character buys everything on credit and the debt just vanishes at the next level.

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	In	in	ADP	_	3 game	case
2	a	a	DET	Definite=Ind PronType=Art	3 game	det
3	game	game	NOUN	Number=Sing	7 buys	obl
4	,	,	PUNCT	_	3 game	punct
5	your	your	PRON	Case=Gen Person=2 Poss=Yes PronType=Prs	6 character	nmod:poss
6	character	character	NOUN	Number=Sing	7 buys	nsubj
7	buys	buy	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
8	everything	everything	PRON	Number=Sing PronType=Tot	7 buys	obj
9	on	on	ADP	_	10 credit	case
10	credit	credit	NOUN	Number=Sing	7 buys	obl
11	and	and	CCONJ	_	15 vanishes	cc
12	the	the	DET	Definite=Def PronType=Art	13 debt	det
13	debt	debt	NOUN	Number=Sing	15 vanishes	nsubj
14	just	just	ADV	_	15 vanishes	advmod
15	vanishes	vanish	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	7 buys	conj
16	at	at	ADP	_	19 level	case
17	the	the	DET	Definite=Def PronType=Art	19 level	det
18	next	next	ADJ	Degree=Pos	19 level	amod
19	level	level	NOUN	Number=Sing	15 vanishes	obl
20	.	.	PUNCT	_	7 buys	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	buy	present	your character	everything		a game		on credit	vn accept-77.1 «NP V NP»: agent=Agent everything=Theme
2	vanish	present	the debt			the next level			vn disappearance-48.2-1 «NP V»: agent=Theme

One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

Sentence 2: What's wrong with that?

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	What	what	PRON	PronType=Int	3 wrong	nsubj
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 wrong	cop
3	wrong	wrong	ADJ	Degree=Pos	root	root
4	with	with	ADP	_	5 that	case
5	that	that	PRON	Number=Sing PronType=Dem	3 wrong	obl
6	?	?	PUNCT	_	3 wrong	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is	present						with that; wrong property	tree rules

The options

Option 1

Real debts get smaller each month on their own

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Real	real	ADJ	Degree=Pos	2 debts	amod
2	debts	debt	NOUN	Number=Plur	3 get	nsubj
3	get	get	VERB	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	root	root
4	smaller	small	ADJ	Degree=Cmp	3 get	xcomp
5	each	each	DET	PronType=Tot	6 month	det
6	month	month	NOUN	Number=Sing	3 get	obl:unmarked
7	on	on	ADP	_	9 own	case
8	their	their	PRON	Case=Gen Number=Plur Person=3 Poss=Yes PronType=Prs	9 own	nmod:poss
9	own	own	ADJ	Degree=Pos	3 get	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	get	present	Real debts			debts's own	month	small property	vn get-13.5.1-1 «NP V NP PP.source»: agent=Agent on own=Source

Option 2

In real life the bank pays your debt for you

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	In	in	ADP	_	3 life	case
2	real	real	ADJ	Degree=Pos	3 life	amod
3	life	life	NOUN	Number=Sing	6 pays	obl
4	the	the	DET	Definite=Def PronType=Art	5 bank	det
5	bank	bank	NOUN	Number=Sing	6 pays	nsubj
6	pays	pay	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
7	your	your	PRON	Case=Gen Person=2 Poss=Yes PronType=Prs	8 debt	nmod:poss
8	debt	debt	NOUN	Number=Sing	6 pays	obj
9	for	for	ADP	_	10 you	case
10	you	you	PRON	Case=Acc Person=2 PronType=Prs	6 pays	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	pay	present	the bank	your debt		real life		for you	vn pay-68-1 «NP V NP PP.theme»: agent=Agent debt=Asset for you=Theme

Option 3 · ← Mova's choice · ✓ the right answer

In real life debt stays until it's paid back, often with interest

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	In	in	ADP	_	4 debt	case
2	real	real	ADJ	Degree=Pos	4 debt	amod
3	life	life	NOUN	Number=Sing	4 debt	compound
4	debt	debt	NOUN	Number=Sing	5 stays	obl
5	stays	stay	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
6	until	until	SCONJ	_	9 paid	mark
7	it	it	PRON	Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs	9 paid	nsubj:pass
8	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	9 paid	aux:pass
9	paid	pay	VERB	Tense=Past VerbForm=Part Voice=Pass	5 stays	advcl
10	back	back	ADV	_	9 paid	advmod
11	,	,	PUNCT	_	12 often	punct
12	often	often	ADV	_	5 stays	advmod
13	with	with	ADP	_	14 interest	case
14	interest	interest	NOUN	Number=Sing	5 stays	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	stay	present				real life debt		with interest; often property	vn exist-47.1 «NP V PP.location»: agent=Theme in debt=Location
2	pay back	present · passive		debt					vn pay-68-1 «NP V NP»: subject=Asset

Option 4

Nothing, real debts also vanish after a while

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Nothing	nothing	PRON	Number=Sing PronType=Neg	6 vanish	nsubj
2	,	,	PUNCT	_	4 debts	punct
3	real	real	ADJ	Degree=Pos	4 debts	amod
4	debts	debt	NOUN	Number=Plur	1 Nothing	conj
5	also	also	ADV	_	6 vanish	advmod
6	vanish	vanish	VERB	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	root	root
7	after	after	ADP	_	9 while	case
8	a	a	DET	Definite=Ind PronType=Art	9 while	det
9	while	while	NOUN	Number=Sing	6 vanish	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	vanish	present	Nothing				while		vn disappearance-48.2-1 «NP V»: agent=Theme

Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.

This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/money/24-debt-loans-credit-cards-and-interest/t7/