Test 8 · ★ · Debt, loans, credit cards and interest
Mum says, "My credit score's good, it's like a report card for paying stuff back." What would happen if she missed lots of payments?
Mova's choice: option 1 · The right answer: option 1 · right ✓ · Who acts: Mum, score, report card, My · What happens: say, be, pay back, score, happen, miss · To what, where: stuff, lots · Speech: someone speaks here
This is test 8 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.
The question
Sentence 1: Mum says, "My credit score's good, it's like a report card for paying stuff back."
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Mum | mum | NOUN | Number=Sing | 2 says | nsubj |
| 2 | says | say | VERB | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | root | root |
| 3 | , | , | PUNCT | _ | 2 says | punct |
| 4 | " | " | PUNCT | _ | 9 good | punct |
| 5 | My | my | PRON | Case=Gen Number=Sing Person=1 Poss=Yes PronType=Prs | 7 score | nmod:poss |
| 6 | credit | credit | NOUN | Number=Sing | 7 score | compound |
| 7 | score | score | NOUN | Number=Sing | 9 good | nsubj |
| 8 | 's | 's | PART | _ | 7 score | case |
| 9 | good | good | ADJ | Degree=Pos | 2 says | ccomp |
| 10 | , | , | PUNCT | _ | 16 card | punct |
| 11 | it | it | PRON | Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs | 16 card | nsubj |
| 12 | 's | be | AUX | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | 16 card | cop |
| 13 | like | like | ADP | _ | 16 card | case |
| 14 | a | a | DET | Definite=Ind PronType=Art | 16 card | det |
| 15 | report | report | NOUN | Number=Sing | 16 card | compound |
| 16 | card | card | NOUN | Number=Sing | 9 good | conj |
| 17 | for | for | SCONJ | _ | 18 paying | mark |
| 18 | paying | pay | VERB | VerbForm=Ger | 16 card | acl |
| 19 | stuff | stuff | NOUN | Number=Sing | 18 paying | obj |
| 20 | back | back | ADV | _ | 18 paying | advmod |
| 21 | . | . | PUNCT | _ | 9 good | punct |
| 22 | " | " | PUNCT | _ | 9 good | punct |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | say speech: assert | present | Mum | vn say-37.7-1-1 «NP V that S»: agent=Agent | |||||
| 2 | is in a quote | present | score | like a report card | tree rules | ||||
| 3 | pay back in a quote | gerund | a report card not said here | stuff | vn pay-68-1 «NP V NP»: agent=Agent stuff=Asset | ||||
| 4 | score in a quote | My | nom score «cognition transitive»: poss=agent |
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.
Sentence 2: What would happen if she missed lots of payments?
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | What | what | PRON | PronType=Int | 3 happen | nsubj |
| 2 | would | would | AUX | VerbForm=Fin | 3 happen | aux |
| 3 | happen | happen | VERB | VerbForm=Inf | root | root |
| 4 | if | if | SCONJ | _ | 6 missed | mark |
| 5 | she | she | PRON | Case=Nom Gender=Fem Number=Sing Person=3 PronType=Prs | 6 missed | nsubj |
| 6 | missed | miss | VERB | Mood=Ind Number=Sing Person=3 Tense=Past VerbForm=Fin | 3 happen | advcl |
| 7 | lots | lot | NOUN | Number=Plur | 6 missed | obj |
| 8 | of | of | ADP | _ | 9 payments | case |
| 9 | payments | payment | NOUN | Number=Plur | 7 lots | nmod |
| 10 | ? | ? | PUNCT | _ | 3 happen | punct |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | happen | would | vn occur-48.3-1 «NP V»: agent=Theme | ||||||
| 2 | miss a condition, not said to happen | past | Mum | lots of payments | vn admire-31.2 «NP V NP»: agent=Experiencer lot=Stimulus |
The options
Option 1 · ← Mova's choice · ✓ the right answer
Her score would drop, and borrowing would get harder
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Her | her | PRON | Case=Gen Gender=Fem Number=Sing Person=3 Poss=Yes PronType=Prs | 2 score | nmod:poss |
| 2 | score | score | NOUN | Number=Sing | 4 drop | nsubj |
| 3 | would | would | AUX | VerbForm=Fin | 4 drop | aux |
| 4 | drop | drop | VERB | VerbForm=Inf | root | root |
| 5 | , | , | PUNCT | _ | 9 get | punct |
| 6 | and | and | CCONJ | _ | 9 get | cc |
| 7 | borrowing | borrow | VERB | VerbForm=Ger | 9 get | csubj |
| 8 | would | would | AUX | VerbForm=Fin | 9 get | aux |
| 9 | get | get | VERB | VerbForm=Inf | 4 drop | conj |
| 10 | harder | hard | ADJ | Degree=Cmp | 9 get | xcomp |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | drop | would | Her score | vn roll-51.3.1 «NP.theme V»: agent=Theme | |||||
| 2 | borrow | gerund | vn obtain-13.5.2 «NP V NP»: agent=Agent | ||||||
| 3 | get | would | borrowing | hard property | vn comprehend-87.2-1 «NP V S_ING»: agent=Experiencer | ||||
| 4 | score | Her = she | nom score «cognition transitive»: poss=agent |
Option 2
Her score would go up, because she kept her money
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Her | her | PRON | Case=Gen Gender=Fem Number=Sing Person=3 Poss=Yes PronType=Prs | 2 score | nmod:poss |
| 2 | score | score | NOUN | Number=Sing | 4 go | nsubj |
| 3 | would | would | AUX | VerbForm=Fin | 4 go | aux |
| 4 | go | go | VERB | VerbForm=Inf | root | root |
| 5 | up | up | ADP | _ | 4 go | compound:prt |
| 6 | , | , | PUNCT | _ | 9 kept | punct |
| 7 | because | because | SCONJ | _ | 9 kept | mark |
| 8 | she | she | PRON | Case=Nom Gender=Fem Number=Sing Person=3 PronType=Prs | 9 kept | nsubj |
| 9 | kept | keep | VERB | Mood=Ind Number=Sing Person=3 Tense=Past VerbForm=Fin | 4 go | advcl |
| 10 | her | her | PRON | Case=Gen Gender=Fem Number=Sing Person=3 Poss=Yes PronType=Prs | 11 money | nmod:poss |
| 11 | money | money | NOUN | Number=Sing | 9 kept | obj |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | go up | would | Her score | vn calibratable_cos-45.6.1-1 «NP.attribute V»: agent=Attribute | |||||
| 2 | keep | past | score | score's money | vn keep-15.2 «NP V NP»: agent=Agent money=Theme | ||||
| 3 | score | Her = she | nom score «cognition transitive»: poss=agent |
Option 3
Nothing, because scores never change once they're first set
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Nothing | nothing | PRON | Number=Sing PronType=Neg | root | root |
| 2 | , | , | PUNCT | _ | 6 change | punct |
| 3 | because | because | SCONJ | _ | 6 change | mark |
| 4 | scores | score | NOUN | Number=Plur | 6 change | nsubj |
| 5 | never | never | ADV | PronType=Neg | 6 change | advmod |
| 6 | change | change | VERB | Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin | 1 Nothing | conj |
| 7 | once | once | SCONJ | _ | 11 set | mark |
| 8 | they | they | PRON | Case=Nom Number=Plur Person=3 PronType=Prs | 11 set | nsubj:pass |
| 9 | 're | be | AUX | Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin | 11 set | aux:pass |
| 10 | first | first | ADV | NumForm=Word NumType=Ord | 11 set | advmod |
| 11 | set | set | VERB | Tense=Past VerbForm=Part Voice=Pass | 6 change | advcl |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | not change | present | scores | vn dress-41.1.1-1-1 «NP V»: agent=Agent | |||||
| 2 | set | present · passive | scores = score | first property | vn other_cos-45.4-1 «NP V NP ADJ»: subject=Result |
Option 4
The bank would send her a reward for saving
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | The | the | DET | Definite=Def PronType=Art | 2 bank | det |
| 2 | bank | bank | NOUN | Number=Sing | 4 send | nsubj |
| 3 | would | would | AUX | VerbForm=Fin | 4 send | aux |
| 4 | send | send | VERB | VerbForm=Inf | root | root |
| 5 | her | she | PRON | Case=Acc Gender=Fem Number=Sing Person=3 PronType=Prs | 4 send | obj |
| 6 | a | a | DET | Definite=Ind PronType=Art | 7 reward | det |
| 7 | reward | reward | NOUN | Number=Sing | 4 send | obj |
| 8 | for | for | ADP | _ | 9 saving | case |
| 9 | saving | saving | NOUN | Number=Sing | 4 send | obl |
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | send | would | the bank | a reward | her = she | for saving | vn send-11.1-1 «NP V NP-Dative NP»: agent=Agent she=Destination reward=Theme |
Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.
This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/money/24-debt-loans-credit-cards-and-interest/t8/