Test 10 · A bank account and a debit card

Isla's friend says, "People without bank accounts are just lazy." What's a fairer answer?

Mova's choice: option 1 · The right answer: option 1 · right ✓ · Who acts: friend, People, fairer answer · What happens: say, be · Speech: someone speaks here

This is test 10 of lesson 26 «A bank account and a debit card» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.

The question

Sentence 1: Isla's friend says, "People without bank accounts are just lazy."

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Isla	Isla	PROPN	Number=Sing	3 friend	nmod:poss
2	's	's	PART	_	1 Isla	case
3	friend	friend	NOUN	Number=Sing	4 says	nsubj
4	says	say	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
5	,	,	PUNCT	_	13 lazy	punct
6	"	"	PUNCT	_	13 lazy	punct
7	People	people	NOUN	Number=Plur	13 lazy	nsubj
8	without	without	ADP	_	10 accounts	case
9	bank	bank	NOUN	Number=Sing	10 accounts	compound
10	accounts	account	NOUN	Number=Plur	7 People	nmod
11	are	be	AUX	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	13 lazy	cop
12	just	just	ADV	_	13 lazy	advmod
13	lazy	lazy	ADJ	Degree=Pos	4 says	ccomp
14	.	.	PUNCT	_	13 lazy	punct
15	"	"	PUNCT	_	13 lazy	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	say speech: assert	present	Isla's friend						vn say-37.7-1-1 «NP V that S»: agent=Agent
2	is in a quote	present	People without bank accounts					lazy property	tree rules

One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

Sentence 2: What's a fairer answer?

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	What	what	PRON	PronType=Int	root	root
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	1 What	cop
3	a	a	DET	Definite=Ind PronType=Art	5 answer	det
4	fairer	fair	ADJ	Degree=Cmp	5 answer	amod
5	answer	answer	NOUN	Number=Sing	1 What	nsubj
6	?	?	PUNCT	_	1 What	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is a	present	a fairer answer						tree rules

The options

Option 1 · ← Mova's choice · ✓ the right answer

Some find it hard to open one, for example without ID or an address

The tree, 14 words

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Some	some	DET	PronType=Ind	2 find	nsubj
2	find	find	VERB	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	root	root
3	it	it	PRON	Case=Acc Gender=Neut Number=Sing Person=3 PronType=Prs	2 find	obj
4	hard	hard	ADJ	Degree=Pos	2 find	xcomp
5	to	to	PART	_	6 open	mark
6	open	open	VERB	VerbForm=Inf	4 hard	xcomp
7	one	one	NUM	NumForm=Word NumType=Card	6 open	obj
8	,	,	PUNCT	_	10 example	punct
9	for	for	ADP	_	10 example	case
10	example	example	NOUN	Number=Sing	6 open	obl
11	without	without	ADP	_	12 ID	case
12	ID	id	NOUN	Number=Sing	6 open	obl
13	or	or	CCONJ	_	15 address	cc
14	an	a	DET	Definite=Ind PronType=Art	15 address	det
15	address	address	NOUN	Number=Sing	12 ID	conj

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	find	present	Some	it				hard property	vn discover-84 «NP V NP»: agent=Agent it=Topic
2	open	to-infinitive		one				for example; without ID or a address	vn spatial_configuration-47.6-1 «PP.location V NP»: agent=Location one=Theme

Option 2

Everyone in the UK has an account, so it's not true

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Everyone	everyone	PRON	Number=Sing PronType=Tot	5 has	nsubj
2	in	in	ADP	_	4 UK	case
3	the	the	DET	Definite=Def PronType=Art	4 UK	det
4	UK	UK	PROPN	Number=Sing	1 Everyone	nmod
5	has	have	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
6	an	a	DET	Definite=Ind PronType=Art	7 account	det
7	account	account	NOUN	Number=Sing	5 has	obj
8	,	,	PUNCT	_	13 true	punct
9	so	so	ADV	_	13 true	advmod
10	it	it	PRON	Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs	13 true	nsubj
11	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	13 true	cop
12	not	not	PART	Polarity=Neg	13 true	advmod
13	true	true	ADJ	Degree=Pos	5 has	parataxis

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	have	present	Everyone	a account					vn birth-28.2-1 «NP V NP»: agent=Agent account=Patient
2	not is	present	account					true property	tree rules

Option 3

Bank accounts are illegal for most families

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Bank	bank	NOUN	Number=Sing	2 accounts	compound
2	accounts	account	NOUN	Number=Plur	4 illegal	nsubj
3	are	be	AUX	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	4 illegal	cop
4	illegal	illegal	ADJ	Degree=Pos	root	root
5	for	for	ADP	_	7 families	case
6	most	most	ADJ	Degree=Sup	7 families	amod
7	families	family	NOUN	Number=Plur	4 illegal	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is	present	Bank accounts					for most families; illegal property	tree rules

Option 4

She's right, it only takes laziness to have none

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	She	she	PRON	Case=Nom Gender=Fem Number=Sing Person=3 PronType=Prs	3 right	nsubj
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 right	cop
3	right	right	ADJ	Degree=Pos	root	root
4	,	,	PUNCT	_	7 takes	punct
5	it	it	PRON	Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs	7 takes	nsubj
6	only	only	ADV	_	7 takes	advmod
7	takes	take	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 right	conj
8	laziness	laziness	NOUN	Number=Sing	7 takes	obj
9	to	to	PART	_	10 have	mark
10	have	have	VERB	VerbForm=Inf	7 takes	advcl
11	none	none	PRON	PronType=Neg	10 have	obj

#	verb	tense, mood	who	what, whom	other	roles by
1	is	present	She		right property	tree rules
2	take	present	it	laziness		vn bring-11.3 «NP V NP»: agent=Agent laziness=Theme
3	have	to-infinitive		none		vn birth-28.2-1 «NP V NP»: agent=Agent none=Patient

Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.

This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/money/26-a-bank-account-and-a-debit-card/t10/