A bank account and a debit card
Tests: 5 of 11 right · Exam: 1 of 4 right · Kind: plain · Understood: 5 of 15 · Run: 2026-10-18, commit f3c23ea72
Lesson 26 of the money course of Mova's primary school, as Mova's small model took its tests: it had read this lesson and the ones before it and learned from their exercises. Each test shows the options in the order the student saw them, its choice, the right answer, the score of every option and why it chose. The lesson itself, sentence by sentence with trees and pragmatics: the lesson in the corpora.
Every question of this lesson and each of its options parsed by Mova, with trees and pragmatics: the lesson's questions in the corpora.
Test 1 · wrong ✗
Your mate goes, "If the bank's got my tenner, they must keep it in a drawer with my name on, no cap." ("No cap" means honestly.) What's true?
- 1. The bank spends it and you never get it back — ← Mova's choice · score 3
- 2. The bank records that £10 is yours; you get the same amount back, not the same note — ✓ the right answer · no support
- 3. The bank turns it into coins and posts them back — no support
- 4. He's right, every note has a drawer with a name — no support
Why: It took the question to ask which statement is true. It chose option 1 with score 3, the only option with support. Its support: lesson 1, line 13: «The same note can pay for many jobs in one day as it passes from person to person; this is called money circulating.», reached through the option's own match among the sentences about the question's things. What matched: the same action «pass» (+2); the same doer «bank» (+1). The right option, 2, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics
Test 2 · right ✓
Leo's mate laughs, "Card declined, embarrassing, mate!" What actually happened?
- 1. There wasn't enough money in Leo's account for that payment — ← Mova's choice · ✓ the right answer · no support
- 2. The card is broken and must be thrown away — no support
- 3. The bank has closed Leo's account for ever — no support
- 4. The shop doesn't like Leo, so it refused him — no support
Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
Test 3 · wrong ✗
A Kiwi cousin says, "Heaps of my mates have debit cards, they're sweet as, you just tap." ("Heaps" means lots; "sweet as" means great.) What can a debit card NOT do?
- 1. Spend money that is already in the account — ← Mova's choice · score 7
- 2. Show payments in a banking app — no support
- 3. Spend more money than is in the account — ✓ the right answer · score 7
- 4. Pay for things in a shop by tapping — no support
Why: It took the question to ask what is done. It chose option 1 with score 7, tied with another option at 7 (the first shown, or the one claiming less beyond what it knows, wins). Its support: lesson 18, line 7: «Spending money from someone's card without permission is called an unauthorised payment; it is not okay, even in a family.», reached through the option's own match among the sentences about the question's things. What matched: it fills the role the question asks for (+3); the same action «spend» (+2); the same thing acted on «money» (+2). The right option, 3, scored 7. · the question and its options parsed, with trees and pragmatics
Test 4 · wrong ✗
What would happen if Ruby's purse, with her card and PIN note, was stolen?
- 1. Nothing, a PIN only works for its owner's face — ← Mova's choice · no support
- 2. The bank would refuse to let anyone use it ever — no support
- 3. The thief could take all £50 from her account — ✓ the right answer · no support
- 4. The thief would have to pay Ruby £50 — no support
Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
Test 5 · wrong ✗
Ollie's gran says, "Banks? Back in my day we kept it under the mattress, safe as houses." What's the best reply?
- 1. She's right, mattresses are protected by the government — no support
- 2. Money in a bank is protected; under a mattress it can be stolen or burnt — ✓ the right answer · score 8
- 3. Banks lose everyone's money every year — ← Mova's choice · score 12
- 4. Money under a mattress grows with interest — no support
Why: It took the question to ask what it is done to. It chose option 3 with score 12, against 8 for the next best. Its support: lesson 26, line 6: «A bank account is a place at a bank where your money is kept and recorded; to deposit, or pay in, means to put money in.», reached through the remembered sentence the question matched. What matched: it fills the role the question asks for (+6); the same doer «bank» (+4); the same thing acted on «money» (+4). Against it: a different action (counts against) (-2). The right option, 2, scored 8. · the question and its options parsed, with trees and pragmatics
Test 6 · wrong ✗
Kai says, "It's like magic, bro, £4 just turns up every Saturday!" What's really happening?
- 1. The bank prints £4 for every child each week — ← Mova's choice · no support
- 2. It's a mistake, and the bank will take it back — no support
- 3. Kai's card makes new money if he waits a week — no support
- 4. A standing order sends the money automatically from a parent's account — ✓ the right answer · no support
Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
Test 7 · right ✓
In a cartoon, a boy loses his card and says, "Oh well, it's just plastic." What should he really do?
- 1. Nothing, lost cards stop working by themselves — score 8
- 2. Tell the bank quickly so they freeze it — ← Mova's choice · ✓ the right answer · score 10
- 3. Wait until the next birthday for a new one — no support
- 4. Make a new card out of cardboard — no support
Why: It took the question to ask what is done. It chose option 2 with score 10, against 8 for the next best. Its support: lesson 26, line 5: «A banking app shows every payment in and out, and if a card is lost, one call to the bank freezes it so nobody else can use it.», reached through the same lesson line as the sentence the question matched. What matched: it fills the role the question asks for (+5); the same action «freeze» (+4); a different thing acted on (counts against) (+1). · the question and its options parsed, with trees and pragmatics
Test 8 · right ✓
Ben's app shows: shop £2.50, game £4.99 — wait, it was £3.99 — shop £1.20. How much did he spend?
- 1. £7.69 — ← Mova's choice · ✓ the right answer · no support
- 2. £7.79 — no support
- 3. £8.69 — no support
- 4. £6.69 — no support
Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
Test 9 · wrong ✗
Your Canadian cousin says, "Mom gave me twenty loonies for my account, eh." (A "loonie" is a Canadian one-dollar coin.) How much does she pay in?
- 1. 2 dollars — ← Mova's choice · no support
- 2. 20 dollars — ✓ the right answer · no support
- 3. 1 dollar — no support
- 4. 200 dollars — no support
Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
Test 10 · right ✓
Isla's friend says, "People without bank accounts are just lazy." What's a fairer answer?
- 1. Some find it hard to open one, for example without ID or an address — ← Mova's choice · ✓ the right answer · score 1
- 2. Everyone in the UK has an account, so it's not true — no support
- 3. Bank accounts are illegal for most families — no support
- 4. She's right, it only takes laziness to have none — no support
Why: It took the question to ask which statement is true. It chose option 1 with score 1, the only option with support. Its support: lesson 26, line 17: «It was reported that about 1 in 50 adults in the UK has no bank account; opening one usually needs ID and an address, which some people find hard to get.», reached through the option's own match among the sentences about the question's things. What matched: the same action «find» (+2); the same property (+1). Against it: a different doer (counts against) (-1); a different thing acted on (counts against) (-1). · the question and its options parsed, with trees and pragmatics
Test 11 · right ✓
Mia's mum says, "It only spends what's in there, no borrowing." Which card is she talking about?
- 1. A debit card — ← Mova's choice · ✓ the right answer · no support
- 2. A store loyalty card — no support
- 3. A library card — no support
- 4. A credit card — no support
Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
Exam question 1 · formal language · wrong ✗
It is given that the balance of an account stands at £3, whereas a purchase of £4.50 is attempted by means of a debit card. Determine the shortfall.
- 1. £7.50 — ← Mova's choice · no support
- 2. £1 — no support
- 3. £2.50 — no support
- 4. £1.50 — ✓ the right answer · no support
Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
Exam question 2 · formal language · wrong ✗
Which of the following statements most accurately characterises a debit card?
- 1. An instrument by which the holder borrows funds from the issuing bank — ← Mova's choice · no support
- 2. An instrument usable exclusively in automated cash machines — no support
- 3. An instrument entitling the holder to an allowance from the government — no support
- 4. An instrument that draws upon funds already held in the account of the holder — ✓ the right answer · no support
Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
Exam question 3 · formal language · right ✓
Ascertain the aggregate expenditure recorded in a statement comprising transactions of £2.50, £4.99 and £1.20.
- 1. £8.69 — ← Mova's choice · ✓ the right answer · no support
- 2. £8.59 — no support
- 3. £9.69 — no support
- 4. £7.69 — no support
Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
Exam question 4 · formal language · wrong ✗
Identify the course of action most consistent with prudence upon the loss of a bank card.
- 1. Withdrawal of the entire balance by means of a second card — ← Mova's choice · no support
- 2. Publication of the details of the card in order to locate it — no support
- 3. Deferral of any action whatsoever pending the possible recovery of the card — no support
- 4. Immediate notification of the bank, in order that the card be frozen — ✓ the right answer · no support
Why: Nothing it remembers matched the question, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics
This page in Markdown → https://md.mova.elamur.ai/free/en/school-run/money/26-a-bank-account-and-a-debit-card/