Saving for holidays and big things

Tests: 1 of 11 right · Exam: 0 of 4 right · Kind: ★★ · Understood: 4 of 15 · Run: 2026-10-18, commit f3c23ea72

Lesson 25 of the money course of Mova's primary school, as Mova's small model took its tests: it had read this lesson and the ones before it and learned from their exercises. Each test shows the options in the order the student saw them, its choice, the right answer, the score of every option and why it chose. The lesson itself, sentence by sentence with trees and pragmatics: the lesson in the corpora.

Every question of this lesson and each of its options parsed by Mova, with trees and pragmatics: the lesson's questions in the corpora.

Test 1 · ★★ · wrong ✗

Your cousin goes, "Saving's for boomers, just whack it on the card, innit." What would happen if the family did that?

1. The card company would pay for half the holiday — ← Mova's choice · score 4
2. Nothing different, cards and savings work the same — no support
3. The holiday would end up cheaper than saving first — score 3
4. They'd pay interest and still be paying for the holiday months later — ✓ the right answer · score 4

Why: It took the question to ask what happens next. It chose option 1 with score 4, tied with another option at 4 (the first shown, or the one claiming less beyond what it knows, wins). Its support: lesson 25, line 16: «Putting a £1,000 holiday on a credit card and paying £100 a month takes about 11 months, because interest is added on top.», reached through what followed the sentence the question matched. What matched: the same action «pay» (+4). The right option, 4, scored 4. · the question and its options parsed, with trees and pragmatics

Test 2 · ★★ · wrong ✗

Gran, from the Black Country, says, "I've put a tenner by every wik since January, bostin'!" ("Bostin'" means brilliant; "wik" means week.) If she started 30 weeks ago, how much has she saved?

1. £520 — ← Mova's choice · no support
2. £30 — no support
3. £300 — ✓ the right answer · no support
4. £130 — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Test 3 · ★★ · wrong ✗

Dad says the holiday fund gets £100 a month. "Nah, let's do £150," says Mum. How many months now for £1,200?

1. 16 months — ← Mova's choice · no support
2. 8 months — ✓ the right answer · no support
3. 12 months — no support
4. 10 months — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Test 4 · ★★ · wrong ✗

What would happen if a family had no emergency fund when the boiler broke?

1. Nothing, because boilers never cost much money — ← Mova's choice · score 1
2. The boiler would fix itself after a while — no support
3. They might have to borrow and pay interest on top — ✓ the right answer · no support
4. The council would always buy them a new one — no support

Why: It took the question to ask what happens next. It chose option 1 with score 1, the only option with support. Its support: lesson 24, line 2: «Borrowing usually has a price called interest: Mum borrows £1,000 from the bank for a new boiler and pays back £1,100, so the boiler really costs her an extra…», reached through the option's own match among the sentences about the question's things. What matched: the same action «cost» (+2); the same doer «boiler» (+2). Against it: one says «not», the other does not (counts against) (-3). The right option, 3, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics

Test 5 · ★★ · wrong ✗

A Scottish dad says, "Camping in the Highlands, aye, it'll be dreich, but it's a quarter of the price of Spain." ("Dreich" means grey and rainy.) Spain is £2,000. What does the camping cost?

1. £400 — ← Mova's choice · no support
2. £250 — no support
3. £500 — ✓ the right answer · no support
4. £1,500 — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Test 6 · ★★ · wrong ✗

Your mate says, "New cars are always the best deal, they keep their value." What's true?

1. Used cars lose value faster, so new ones are cheaper — ← Mova's choice · score 3
2. New cars lose value fast, like £4,000 in the first year on a £20,000 car — ✓ the right answer · score 3
3. New cars gain value every year, like a house — score 2
4. New cars and used cars always cost exactly the same — no support

Why: It took the question to ask which statement is true. It chose option 1 with score 3, tied with another option at 3 (the first shown, or the one claiming less beyond what it knows, wins). Its support: lesson 25, line 13: «Depreciation is when something loses value over time; a £20,000 new car may be worth £16,000 after one year, losing £4,000.», reached through the option's own match among the sentences about the question's things. What matched: the same action «lose» (+2); the same doer «£ new car» (+1). The right option, 2, scored 3. · the question and its options parsed, with trees and pragmatics

Test 7 · ★★ · right ✓

In a video game, you get a holiday instantly by pressing "buy" with no money. What would real life need?

1. Saving up first, or borrowing and paying it back with interest — ← Mova's choice · ✓ the right answer · score 3
2. A holiday ticket from the government for every family — no support
3. Nothing, holidays are free if you press the right button — no support
4. Only a passport, because flights cost nothing — score 3

Why: It took the question to ask which statement is true. It chose option 1 with score 3, tied with another option at 3 (the first shown, or the one claiming less beyond what it knows, wins). Its support: lesson 25, line 3: «Saving first beats borrowing: put the holiday on a credit card and you are still paying for the beach at Christmas, plus interest.», reached through the same lesson line as the sentence the question matched. What matched: the same action «save» (+2); the same property (+1). · the question and its options parsed, with trees and pragmatics

Test 8 · ★★ · wrong ✗

Ivy's mum: "Book in January, half the price of July." If July is £900, what does January cost?

1. £900 — ← Mova's choice · no support
2. £400 — no support
3. £450 — ✓ the right answer · no support
4. £1,800 — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Test 9 · ★★ · wrong ✗

Aunt in Wales says, "Come and stay, I'll give you a cwtch and a cuppa." ("Cwtch" is a Welsh word for a cuddle.) The hotel was 5 nights at £80, but they'd stay 4 nights. How much do they save?

1. £400 — ← Mova's choice · no support
2. £84 — no support
3. £240 — no support
4. £320 — ✓ the right answer · no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Test 10 · ★★ · wrong ✗

Your little sister says, "Kai's £20 a month is tiny, it'll never be anything." What's true after 10 years?

1. It's £20, because savings don't grow — ← Mova's choice · no support
2. It's £2,400, plus some interest — ✓ the right answer · no support
3. It's only about £200 after 10 years — no support
4. It's a full £24,000 after 10 years — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Test 11 · ★★ · wrong ✗

Mum's goals: holiday £600, boiler £1,500, Christmas £400. The boiler breaks first. Why might she save for it before the holiday?

1. Holidays are not allowed until every boiler is brand new — ← Mova's choice · no support
2. A home needs a working boiler; a holiday can wait — ✓ the right answer · no support
3. Boilers are cheaper than holidays, so they come first — no support
4. The holiday pot always pays for the boiler automatically — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 1 · formal language · wrong ✗

It is given that a household proposes to accumulate the sum of £1,200 by means of monthly deposits of £100. Determine the number of months required.

1. 6 — ← Mova's choice · no support
2. 10 — no support
3. 12 — ✓ the right answer · no support
4. 120 — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 2 · formal language · wrong ✗

Ascertain the aggregate of the savings objectives enumerated as follows: holiday £600, boiler £1,500 and Christmas £400.

1. £2,400 — ← Mova's choice · no support
2. £2,100 — no support
3. £1,900 — no support
4. £2,500 — ✓ the right answer · no support

Why: Nothing it remembers matched the question, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 3 · formal language · wrong ✗

Which of the following statements most accurately characterises the term "depreciation"?

1. A levy imposed upon the owners of motor vehicles — ← Mova's choice · no support
2. The interest payable upon a loan for a motor vehicle — no support
3. The augmentation of the value of an asset with the passage of time — no support
4. The diminution in the value of an asset with the passage of time — ✓ the right answer · no support

Why: Nothing it remembers matched the question, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 4 · formal language · wrong ✗

Identify the principal advantage of accumulating savings prior to a major purchase, as opposed to borrowing upon a credit card.

1. The guaranteed reduction of the price by one half — ← Mova's choice · no support
2. The receipt of a discount from the issuer of the credit card — no support
3. The avoidance of interest and of continuing repayments after the purchase — ✓ the right answer · no support
4. The exemption of the purchase from value added tax — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

This page in Markdown → https://md.mova.elamur.ai/free/en/school-run/money/25-saving-for-holidays-and-big-things/