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Test 8 · ★★ · Interest on savings and cash machines

A grandad from Yorkshire says, "Interest is low, prices are up, me savings are going backwards, love." What does he mean?

Mova's choice: option 3 · The right answer: option 3 · right ✓ · Who acts: grandad, Interest · What happens: say, be, go, mean · Speech: someone speaks here

This is test 8 · ★★ of lesson 27 «Interest on savings and cash machines» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.

The question

Sentence 1: A grandad from Yorkshire says, "Interest is low, prices are up, me savings are going backwards, love."

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	A	a	DET	Definite=Ind PronType=Art	2 grandad	det
2	grandad	grandad	NOUN	Number=Sing	5 says	nsubj
3	from	from	ADP	_	4 Yorkshire	case
4	Yorkshire	Yorkshire	PROPN	Number=Sing	2 grandad	nmod
5	says	say	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
6	,	,	PUNCT	_	10 low	punct
7	"	"	PUNCT	_	10 low	punct
8	Interest	interest	NOUN	Number=Sing	10 low	nsubj
9	is	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	10 low	cop
10	low	low	ADJ	Degree=Pos	5 says	ccomp
11	,	,	PUNCT	_	14 up	punct
12	prices	price	NOUN	Number=Plur	14 up	nsubj
13	are	be	AUX	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	14 up	cop
14	up	up	ADP	_	10 low	compound:prt
15	,	,	PUNCT	_	19 going	punct
16	me	I	PRON	Case=Acc Number=Sing Person=1 PronType=Prs	19 going	nsubj
17	savings	savings	NOUN	Number=Ptan	19 going	nsubj
18	are	be	AUX	Mood=Ind Number=Sing Person=1 Tense=Pres VerbForm=Fin	19 going	aux
19	going	go	VERB	Tense=Pres VerbForm=Part	5 says	ccomp
20	backwards	backwards	ADV	_	19 going	advmod
21	,	,	PUNCT	_	22 love	punct
22	love	love	NOUN	Number=Sing	19 going	vocative
23	.	.	PUNCT	_	19 going	punct
24	"	"	PUNCT	_	19 going	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	say speech: assert	present	a grandad from Yorkshire						vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic
2	is in a quote	present	Interest					low property	tree rules
3	go in a quote	present · progressive	a grandad from Yorkshire = grandad					love vocative; backwards property	vn disappearance-48.2-1 «NP V»: agent=Theme

One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

Sentence 2: What does he mean?

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	What	what	PRON	PronType=Int	4 mean	obj
2	does	do	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	4 mean	aux
3	he	he	PRON	Case=Nom Gender=Masc Number=Sing Person=3 PronType=Prs	4 mean	nsubj
4	mean	mean	VERB	VerbForm=Inf	root	root
5	?	?	PUNCT	_	4 mean	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	mean	present · do-support	grandad						vn intend-61.2-1 «NP V NP»: agent=Agent what=Topic

The options

Option 1

Interest makes savings shrink when it is low

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Interest	interest	NOUN	Number=Sing	2 makes	nsubj
2	makes	make	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
3	savings	savings	NOUN	Number=Ptan	2 makes	obj
4	shrink	shrink	VERB	VerbForm=Inf	2 makes	xcomp
5	when	when	SCONJ	_	8 low	mark
6	it	it	PRON	Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs	8 low	nsubj
7	is	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	8 low	cop
8	low	low	ADJ	Degree=Pos	2 makes	advcl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	make	present	Interest	savings					tree rules
2	shrink	infinitive	savings not said here						vn bend-45.2 «NP.patient V»: agent=Patient
3	is	present	Interest					low property	tree rules

Option 2

His savings are being taken out by the bank each month

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	His	his	PRON	Case=Gen Gender=Masc Number=Sing Person=3 Poss=Yes PronType=Prs	2 savings	nmod:poss
2	savings	savings	NOUN	Number=Ptan	5 taken	nsubj:pass
3	are	be	AUX	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	5 taken	aux:pass
4	being	be	AUX	Tense=Pres VerbForm=Part	5 taken	aux:pass
5	taken	take	VERB	Tense=Past VerbForm=Part Voice=Pass	root	root
6	out	out	ADP	_	5 taken	compound:prt
7	by	by	ADP	_	9 bank	case
8	the	the	DET	Definite=Def PronType=Art	9 bank	det
9	bank	bank	NOUN	Number=Sing	5 taken	obl
10	each	each	DET	PronType=Tot	11 month	det
11	month	month	NOUN	Number=Sing	5 taken	obl:unmarked

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	take out	present · passive	the bank	His savings			month		vn remove-10.1 «NP V NP»: agent=Agent subject=Theme
2	save		His = he						nom savings «possession transitive»: poss=agent

Option 3 · ← Mova's choice · ✓ the right answer

Prices rising faster than interest means his money buys less

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Prices	price	NOUN	Number=Plur	6 means	nsubj
2	rising	rise	VERB	VerbForm=Ger	1 Prices	acl
3	faster	fast	ADV	Degree=Cmp	2 rising	advmod
4	than	than	ADP	_	5 interest	case
5	interest	interest	NOUN	Number=Sing	3 faster	obl
6	means	mean	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
7	his	his	PRON	Case=Gen Gender=Masc Number=Sing Person=3 Poss=Yes PronType=Prs	8 money	nmod:poss
8	money	money	NOUN	Number=Sing	9 buys	nsubj
9	buys	buy	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	6 means	ccomp
10	less	less	ADV	Degree=Cmp	9 buys	advmod

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	rise	gerund	Prices not said here					fast property	vn assuming_position-50 «NP V»: agent=Agent
2	mean	present	Prices						vn intend-61.2-1 «NP V S»: agent=Agent clause=Topic
3	buy	present	his money					less property	vn accept-77.1 «NP V how S»: agent=Agent

Option 4

He has spent his savings on Yorkshire puddings

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	He	he	PRON	Case=Nom Gender=Masc Number=Sing Person=3 PronType=Prs	3 spent	nsubj
2	has	have	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 spent	aux
3	spent	spend	VERB	Tense=Past VerbForm=Part	root	root
4	his	his	PRON	Case=Gen Gender=Masc Number=Sing Person=3 Poss=Yes PronType=Prs	5 savings	nmod:poss
5	savings	savings	NOUN	Number=Ptan	3 spent	obj
6	on	on	ADP	_	8 puddings	case
7	Yorkshire	Yorkshire	PROPN	Number=Sing	8 puddings	compound
8	puddings	pudding	NOUN	Number=Plur	3 spent	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	spend	present · perfect	He	his savings				on Yorkshire puddings goal	vn consume-66-1 «NP V NP S_ING»: agent=Agent savings=Asset on pudding=Goal
2	save		his = he						nom savings «possession transitive»: poss=agent

Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.

This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/money/27-interest-on-savings-and-cash-machines/t8/