Test 3 · ★★★ · What a bank does with your money and why banks lend

Leo says, "If the bank lent out my money, it's basically gone, that's well sus." What's the honest answer?

Mova's choice: option 3 · The right answer: option 1 · wrong ✗ · Who acts: Leo, bank, that, honest answer · What happens: say, lend out, be · To what, where: money, well sus · Speech: someone speaks here

This is test 3 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.

The question

Sentence 1: Leo says, "If the bank lent out my money, it's basically gone, that's well sus."

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Leo	Leo	PROPN	Number=Sing	2 says	nsubj
2	says	say	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
3	,	,	PUNCT	_	8 lent	punct
4	"	"	PUNCT	_	8 lent	punct
5	If	if	SCONJ	_	8 lent	mark
6	the	the	DET	Definite=Def PronType=Art	7 bank	det
7	bank	bank	NOUN	Number=Sing	8 lent	nsubj
8	lent	lend	VERB	Mood=Ind Number=Sing Person=3 Tense=Past VerbForm=Fin	2 says	ccomp
9	out	out	ADP	_	8 lent	compound:prt
10	my	my	PRON	Case=Gen Number=Sing Person=1 Poss=Yes PronType=Prs	11 money	nmod:poss
11	money	money	NOUN	Number=Sing	8 lent	obj
12	,	,	PUNCT	_	16 gone	punct
13	it	it	PRON	Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs	16 gone	nsubj
14	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	16 gone	cop
15	basically	basically	ADV	_	16 gone	advmod
16	gone	gone	ADJ	Degree=Pos	2 says	parataxis
17	,	,	PUNCT	_	21 sus	punct
18	that	that	PRON	Number=Sing PronType=Dem	21 sus	nsubj
19	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	21 sus	cop
20	well	well	ADJ	Degree=Pos	21 sus	amod
21	sus	sus	NOUN	Number=Sing	16 gone	conj
22	.	.	PUNCT	_	16 gone	punct
23	"	"	PUNCT	_	16 gone	punct

#	verb	tense, mood	who	what, whom	other	roles by
1	say speech: assert	present	Leo			vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic
2	lend out a condition, not said to happen, in a quote	past	the bank	my money		vn give-13.1 «NP V NP»: agent=Agent money=Theme
3	is in a quote	present	bank		basically, gone property	tree rules
4	is a in a quote	present	that	well sus		tree rules

One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

Sentence 2: What's the honest answer?

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	What	what	PRON	PronType=Int	root	root
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	1 What	cop
3	the	the	DET	Definite=Def PronType=Art	5 answer	det
4	honest	honest	ADJ	Degree=Pos	5 answer	amod
5	answer	answer	NOUN	Number=Sing	1 What	nsubj
6	?	?	PUNCT	_	1 What	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is a	present	the honest answer						tree rules

The options

Option 1 · ✓ the right answer

It isn't gone: his account still shows it, and he can take it out

The tree, 15 words

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	It	it	PRON	Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs	4 gone	nsubj
2	is	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	4 gone	cop
3	n't	not	PART	Polarity=Neg	4 gone	advmod
4	gone	go	VERB	Tense=Past VerbForm=Part	root	root
5	:	:	PUNCT	_	9 shows	punct
6	his	his	PRON	Case=Gen Gender=Masc Number=Sing Person=3 Poss=Yes PronType=Prs	7 account	nmod:poss
7	account	account	NOUN	Number=Sing	9 shows	nsubj
8	still	still	ADV	_	9 shows	advmod
9	shows	show	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	4 gone	conj
10	it	it	PRON	Case=Acc Gender=Neut Number=Sing Person=3 PronType=Prs	9 shows	obj
11	,	,	PUNCT	_	15 take	punct
12	and	and	CCONJ	_	15 take	cc
13	he	he	PRON	Case=Nom Gender=Masc Number=Sing Person=3 PronType=Prs	15 take	nsubj
14	can	can	AUX	VerbForm=Fin	15 take	aux
15	take	take	VERB	VerbForm=Inf	9 shows	conj
16	it	it	PRON	Case=Acc Gender=Neut Number=Sing Person=3 PronType=Prs	15 take	obj
17	out	out	ADP	_	15 take	compound:prt

#	verb	tense, mood	who	what, whom	when	other	roles by
1	not is	present	It			go property	tree rules
2	show	present	his account	it	still		vn transfer_mesg-37.1.1-1-1 «NP V NP.recipient»: agent=Agent it=Recipient
3	take out	can	account	it			vn remove-10.1 «NP V NP»: agent=Agent it=Theme
4	account		his = he				nom account «communication transitive»: poss=agent

Option 2

He's right, lent money never comes back to anyone

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	He	he	PRON	Case=Nom Gender=Masc Number=Sing Person=3 PronType=Prs	3 right	nsubj
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 right	cop
3	right	right	ADJ	Degree=Pos	root	root
4	,	,	PUNCT	_	8 comes	punct
5	lent	lend	VERB	Tense=Past VerbForm=Part Voice=Pass	6 money	amod
6	money	money	NOUN	Number=Sing	8 comes	nsubj
7	never	never	ADV	PronType=Neg	8 comes	advmod
8	comes	come	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 right	advcl
9	back	back	ADV	_	8 comes	advmod
10	to	to	ADP	_	11 anyone	case
11	anyone	anyone	PRON	Number=Sing PronType=Ind	8 comes	obl

#	verb	tense, mood	who	where	other	roles by
1	is	present	He		right property	tree rules
2	lend	participle				vn give-13.1 «NP V PP.recipient»: agent=Agent
3	not come back	present	lent money	anyone		vn escape-51.1-1 «NP V PP.initial_location»: agent=Theme to anyone=Initial_Location

Option 3 · ← Mova's choice

No, because banks never lend savers' money to anybody

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	No	no	INTJ	Polarity=Neg	6 lend	discourse
2	,	,	PUNCT	_	6 lend	punct
3	because	because	SCONJ	_	6 lend	mark
4	banks	bank	NOUN	Number=Plur	6 lend	nsubj
5	never	never	ADV	PronType=Neg	6 lend	advmod
6	lend	lend	VERB	Mood=Ind Tense=Pres VerbForm=Fin	root	root
7	savers	saver	NOUN	Number=Plur	9 money	nmod:poss
8	'	's	PART	_	7 savers	case
9	money	money	NOUN	Number=Sing	6 lend	obj
10	to	to	ADP	_	11 anybody	case
11	anybody	anybody	PRON	Number=Sing PronType=Ind	6 lend	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	not lend	present	banks	savers's money	anybody				vn give-13.1 «NP V NP PP.recipient»: agent=Agent money=Theme to anybody=Recipient

Option 4

Yes, and the bank will only ever give back half of it

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Yes	yes	INTJ	Polarity=Pos	9 give	discourse
2	,	,	PUNCT	_	1 Yes	punct
3	and	and	CCONJ	_	9 give	cc
4	the	the	DET	Definite=Def PronType=Art	5 bank	det
5	bank	bank	NOUN	Number=Sing	9 give	nsubj
6	will	will	AUX	VerbForm=Fin	9 give	aux
7	only	only	ADV	_	9 give	advmod
8	ever	ever	ADV	PronType=Ind	9 give	advmod
9	give	give	VERB	VerbForm=Inf	root	root
10	back	back	ADV	_	9 give	advmod
11	half	half	NOUN	Number=Sing NumForm=Word NumType=Frac	9 give	obj
12	of	of	ADP	_	13 it	case
13	it	it	PRON	Case=Acc Gender=Neut Number=Sing Person=3 PronType=Prs	11 half	nmod

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	give back	future	the bank	half of half			ever		vn give-13.1 «NP V NP»: agent=Agent half=Theme

Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.

This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t3/