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Test 8 · ★★★ · What a bank does with your money and why banks lend

Your aunt says, "Online banks are dodgy, no building, so where's the money?" What's true?

Mova's choice: option 1 · The right answer: option 2 · wrong ✗ · Who acts: aunt, Online banks · What happens: say, be · To what, where: money · Speech: someone speaks here

This is test 8 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school.

The question

Sentence 1: Your aunt says, "Online banks are dodgy, no building, so where's the money?"

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Your	your	PRON	Case=Gen Person=2 Poss=Yes PronType=Prs	2 aunt	nmod:poss
2	aunt	aunt	NOUN	Number=Sing	3 says	nsubj
3	says	say	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	root	root
4	,	,	PUNCT	_	9 dodgy	punct
5	"	"	PUNCT	_	9 dodgy	punct
6	Online	online	ADJ	Degree=Pos	7 banks	amod
7	banks	bank	NOUN	Number=Plur	9 dodgy	nsubj
8	are	be	AUX	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	9 dodgy	cop
9	dodgy	dodgy	ADJ	Degree=Pos	3 says	ccomp
10	,	,	PUNCT	_	12 building	punct
11	no	no	DET	PronType=Neg	12 building	det
12	building	building	NOUN	Number=Sing	9 dodgy	conj
13	,	,	PUNCT	_	18 money	punct
14	so	so	ADV	_	18 money	advmod
15	where	where	ADV	PronType=Rel	18 money	advmod
16	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	18 money	cop
17	the	the	DET	Definite=Def PronType=Art	18 money	det
18	money	money	NOUN	Number=Sing	3 says	parataxis
19	?	?	PUNCT	_	18 money	punct
20	"	"	PUNCT	_	18 money	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	say speech: ask	present	Your aunt						vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic
2	is in a quote	present	Online banks					dodgy property	tree rules
3	is a in a quote	present		the money					tree rules

One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

Sentence 2: What's true?

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	What	what	PRON	PronType=Int	3 true	nsubj
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 true	cop
3	true	true	ADJ	Degree=Pos	root	root
4	?	?	PUNCT	_	3 true	punct

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is	present						true property	tree rules

The options

Option 1 · ← Mova's choice

Online banks keep money in a cloud in the sky

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Online	online	ADJ	Degree=Pos	2 banks	amod
2	banks	bank	NOUN	Number=Plur	3 keep	nsubj
3	keep	keep	VERB	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	root	root
4	money	money	NOUN	Number=Sing	3 keep	obj
5	in	in	ADP	_	7 cloud	case
6	a	a	DET	Definite=Ind PronType=Art	7 cloud	det
7	cloud	cloud	NOUN	Number=Sing	3 keep	obl
8	in	in	ADP	_	10 sky	case
9	the	the	DET	Definite=Def PronType=Art	10 sky	det
10	sky	sky	NOUN	Number=Sing	3 keep	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	keep	present	Online banks	money		a cloud		in the sky	vn keep-15.2 «NP V NP PP.location»: agent=Agent money=Theme in cloud=Location

Option 2 · ✓ the right answer

Money in any bank is kept as records; online banks have the same protection

The tree, 14 words

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Money	money	NOUN	Number=Sing	6 kept	nsubj:pass
2	in	in	ADP	_	4 bank	case
3	any	any	DET	PronType=Ind	4 bank	det
4	bank	bank	NOUN	Number=Sing	1 Money	nmod
5	is	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	6 kept	aux:pass
6	kept	keep	VERB	Tense=Past VerbForm=Part Voice=Pass	root	root
7	as	as	ADP	_	8 records	case
8	records	record	NOUN	Number=Plur	6 kept	obl
9	;	;	PUNCT	_	12 have	punct
10	online	online	ADJ	Degree=Pos	11 banks	amod
11	banks	bank	NOUN	Number=Plur	12 have	nsubj
12	have	have	VERB	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	6 kept	parataxis
13	the	the	DET	Definite=Def PronType=Art	15 protection	det
14	same	same	ADJ	Degree=Pos	15 protection	amod
15	protection	protection	NOUN	Number=Sing	12 have	obj

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	keep	present · passive		Money in any bank				as records	vn keep-15.2 «NP V NP»: subject=Theme
2	have	present	online banks	the same protection					vn birth-28.2-1 «NP V NP»: agent=Agent protection=Patient

Option 3

She's right, only banks with buildings are real

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	She	she	PRON	Case=Nom Gender=Fem Number=Sing Person=3 PronType=Prs	3 right	nsubj
2	's	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	3 right	cop
3	right	right	ADJ	Degree=Pos	root	root
4	,	,	PUNCT	_	6 banks	punct
5	only	only	ADV	_	6 banks	advmod
6	banks	bank	NOUN	Number=Plur	10 real	nsubj
7	with	with	ADP	_	8 buildings	case
8	buildings	building	NOUN	Number=Plur	6 banks	nmod
9	are	be	AUX	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	10 real	cop
10	real	real	ADJ	Degree=Pos	3 right	ccomp

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	is	present	She					right property	tree rules
2	is	present	banks with buildings					real property	tree rules

Option 4

Online banks give money back only in cash

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Online	online	ADJ	Degree=Pos	2 banks	amod
2	banks	bank	NOUN	Number=Plur	3 give	nsubj
3	give	give	VERB	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	root	root
4	money	money	NOUN	Number=Sing	3 give	obj
5	back	back	ADV	_	3 give	advmod
6	only	only	ADV	_	8 cash	advmod
7	in	in	ADP	_	8 cash	case
8	cash	cash	NOUN	Number=Sing	3 give	obl

#	verb	tense, mood	who	what, whom	to whom	where	when	other	roles by
1	give back	present	Online banks	money		cash			vn give-13.1 «NP V NP»: agent=Agent money=Theme

Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.

This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t8/