Test 9 · ★★★ · What a bank does with your money and why banks lend A Gen Z cousin says, "Base rate's going up, highkey bad for Mum's loan." ("Highkey" means very obviously.) Why is it bad for the loan?
Mova's choice: option 1 · The right answer: option 4 · wrong ✗ · Who acts: Z cousin, Base rate, Mum, Highkey, rate · What happens: say, go up, loan, mean, be · Speech: someone speaks here
This is test 9 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: the test at school .
The question Sentence 1: A Gen Z cousin says, "Base rate's going up, highkey bad for Mum's loan."
det compound compound nsubj punct punct compound nsubj aux ccomp compound:prt punct amod conj case nmod:poss case obl punct punct root A DET Gen NOUN Z NOUN cousin NOUN says VERB , PUNCT " PUNCT Base NOUN rate NOUN 's AUX going VERB up ADP , PUNCT highkey ADJ bad ADJ for ADP Mum PROPN 's PART loan NOUN . PUNCT " PUNCT The words, one row each (CoNLL-U) # word lemma UPOS features head relation 1 A a DET Definite=Ind PronType=Art 4 cousin det 2 Gen gen NOUN Number=Sing 3 Z compound 3 Z z NOUN Number=Sing 4 cousin compound 4 cousin cousin NOUN Number=Sing 5 says nsubj 5 says say VERB Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin root root 6 , , PUNCT _ 11 going punct 7 " " PUNCT _ 11 going punct 8 Base base NOUN Number=Sing 9 rate compound 9 rate rate NOUN Number=Sing 11 going nsubj 10 's be AUX Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin 11 going aux 11 going go VERB Tense=Pres VerbForm=Part 5 says ccomp 12 up up ADP _ 11 going compound:prt 13 , , PUNCT _ 15 bad punct 14 highkey highkey ADJ Degree=Pos 15 bad amod 15 bad bad ADJ Degree=Pos 11 going conj 16 for for ADP _ 19 loan case 17 Mum Mum PROPN Number=Sing 19 loan nmod:poss 18 's 's PART _ 17 Mum case 19 loan loan NOUN Number=Sing 15 bad obl 20 . . PUNCT _ 11 going punct 21 " " PUNCT _ 11 going punct
# verb tense, mood who what, whom to whom where when other roles by
1 say speech: assert present a Z cousin vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic 2 go up in a quote present · progressive Base rate vn calibratable_cos-45.6.1-1 «NP.attribute V»: agent=Attribute 3 loan in a quote Mum nom loan «possession transitive»: poss=agent
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.
Sentence 2: ("Highkey" means very obviously.)
punct punct nsubj punct advmod advmod punct punct root ( PUNCT " PUNCT Highkey PROPN " PUNCT means VERB very ADV obviously ADV . PUNCT ) PUNCT The words, one row each (CoNLL-U) # word lemma UPOS features head relation 1 ( ( PUNCT _ 5 means punct 2 " " PUNCT _ 3 Highkey punct 3 Highkey Highkey PROPN Number=Sing 5 means nsubj 4 " " PUNCT _ 3 Highkey punct 5 means mean VERB Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin root root 6 very very ADV _ 7 obviously advmod 7 obviously obviously ADV _ 5 means advmod 8 . . PUNCT _ 5 means punct 9 ) ) PUNCT _ 5 means punct
# verb tense, mood who what, whom to whom where when other roles by
1 mean present Highkey obviously property vn intend-61.2-1 «NP V S»: agent=Agent
Sentence 3: Why is it bad for the loan?
advmod cop nsubj case det obl punct root Why ADV is AUX it PRON bad ADJ for ADP the DET loan NOUN ? PUNCT The words, one row each (CoNLL-U) # word lemma UPOS features head relation 1 Why why ADV PronType=Int 4 bad advmod 2 is be AUX Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin 4 bad cop 3 it it PRON Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs 4 bad nsubj 4 bad bad ADJ Degree=Pos root root 5 for for ADP _ 7 loan case 6 the the DET Definite=Def PronType=Art 7 loan det 7 loan loan NOUN Number=Sing 4 bad obl 8 ? ? PUNCT _ 4 bad punct
# verb tense, mood who what, whom to whom where when other roles by
1 is present rate for the loan; bad property tree rules
The options Option 1 · ← Mova's choice The loan must be paid back in full the very next day
det nsubj:pass aux aux:pass advmod case amod det advmod amod obl root The DET loan NOUN must AUX be AUX paid VERB back ADV in ADP full ADJ the DET very ADV next ADJ day NOUN The words, one row each (CoNLL-U) # word lemma UPOS features head relation 1 The the DET Definite=Def PronType=Art 2 loan det 2 loan loan NOUN Number=Sing 5 paid nsubj:pass 3 must must AUX VerbForm=Fin 5 paid aux 4 be be AUX VerbForm=Inf 5 paid aux:pass 5 paid pay VERB Tense=Past VerbForm=Part Voice=Pass root root 6 back back ADV _ 5 paid advmod 7 in in ADP _ 12 day case 8 full full ADJ Degree=Pos 12 day amod 9 the the DET Definite=Def PronType=Art 12 day det 10 very very ADV _ 11 next advmod 11 next next ADJ Degree=Pos 12 day amod 12 day day NOUN Number=Sing 5 paid obl
# verb tense, mood who what, whom to whom where when other roles by
1 pay back must · passive the loan day vn pay-68-1 «NP V NP»: subject=Asset
Option 2 The bank will take Mum's car away the next morning
det nsubj aux nmod:poss case obj advmod det amod obl:unmarked root The DET bank NOUN will AUX take VERB Mum PROPN 's PART car NOUN away ADV the DET next ADJ morning NOUN The words, one row each (CoNLL-U) # word lemma UPOS features head relation 1 The the DET Definite=Def PronType=Art 2 bank det 2 bank bank NOUN Number=Sing 4 take nsubj 3 will will AUX VerbForm=Fin 4 take aux 4 take take VERB VerbForm=Inf root root 5 Mum Mum PROPN Number=Sing 7 car nmod:poss 6 's 's PART _ 5 Mum case 7 car car NOUN Number=Sing 4 take obj 8 away away ADV _ 4 take advmod 9 the the DET Definite=Def PronType=Art 11 morning det 10 next next ADJ Degree=Pos 11 morning amod 11 morning morning NOUN Number=Sing 4 take obl:unmarked
# verb tense, mood who what, whom to whom where when other roles by
1 take future the bank Mum's car morning away property vn bring-11.3 «NP V NP»: agent=Agent car=Theme
Option 3 It isn't bad, because higher rates make loans free
nsubj cop advmod punct mark amod nsubj conj obj xcomp root It PRON is AUX n't PART bad ADJ , PUNCT because SCONJ higher ADJ rates NOUN make VERB loans NOUN free ADJ The words, one row each (CoNLL-U) # word lemma UPOS features head relation 1 It it PRON Case=Nom Gender=Neut Number=Sing Person=3 PronType=Prs 4 bad nsubj 2 is be AUX Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin 4 bad cop 3 n't not PART Polarity=Neg 4 bad advmod 4 bad bad ADJ Degree=Pos root root 5 , , PUNCT _ 9 make punct 6 because because SCONJ _ 9 make mark 7 higher high ADJ Degree=Cmp 8 rates amod 8 rates rate NOUN Number=Plur 9 make nsubj 9 make make VERB Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin 4 bad conj 10 loans loan NOUN Number=Plur 9 make obj 11 free free ADJ Degree=Pos 9 make xcomp
# verb tense, mood who what, whom to whom where when other roles by
1 not is present It bad property tree rules 2 make present higher rates loans free property vn build-26.1-1 «NP.asset V NP»: agent=Asset loan=Product
Option 4 · ✓ the right answer Borrowing gets dearer, so Mum may pay more interest
nsubj xcomp punct advmod nsubj aux parataxis amod obj root Borrowing NOUN gets VERB dearer ADJ , PUNCT so ADV Mum NOUN may AUX pay VERB more ADJ interest NOUN The words, one row each (CoNLL-U) # word lemma UPOS features head relation 1 Borrowing borrowing NOUN Number=Sing 2 gets nsubj 2 gets get VERB Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin root root 3 dearer dear ADJ Degree=Cmp 2 gets xcomp 4 , , PUNCT _ 8 pay punct 5 so so ADV _ 8 pay advmod 6 Mum mum NOUN Number=Sing 8 pay nsubj 7 may may AUX VerbForm=Fin 8 pay aux 8 pay pay VERB VerbForm=Inf 2 gets parataxis 9 more more ADJ Degree=Cmp 10 interest amod 10 interest interest NOUN Number=Sing 8 pay obj
# verb tense, mood who what, whom to whom where when other roles by
1 get present Borrowing dear property vn comprehend-87.2-1 «NP V S_ING»: agent=Experiencer 2 pay may Mum more interest vn pay-68-1 «NP V NP»: agent=Agent interest=Asset
Text: the tests of Mova's primary school, written for Mova (world/data/school/), as the course runner gave them to the student. Trees: Mova's own parse — the en model on the CPU, when the site is built — not checked by a teacher; they may be wrong. Frames: Mova's frames reader (prag), each text read on its own. Elamur Cosmic License.
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