What a bank does with your money and why banks lend, sentence 10
Credit cards charge high interest, like 20% compared with 3% on savings, because lending on cards is risky for banks.
Who acts: Credit cards, lending · What happens: charge, compare, be · To what, where: high interest
This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Credit cards, lending), what happens, when and where, as Mova's frames read it from the tree.
The tree
The words, one row each (CoNLL-U)
| # | word | lemma | UPOS | features | head | relation |
|---|---|---|---|---|---|---|
| 1 | Credit | credit | NOUN | Number=Sing | 2 cards | compound |
| 2 | cards | card | NOUN | Number=Plur | 3 charge | nsubj |
| 3 | charge | charge | VERB | Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin | root | root |
| 4 | high | high | ADJ | Degree=Pos | 5 interest | amod |
| 5 | interest | interest | NOUN | Number=Sing | 3 charge | obj |
| 6 | , | , | PUNCT | _ | 9 % | punct |
| 7 | like | like | ADP | _ | 9 % | case |
| 8 | 20 | 20 | NUM | NumForm=Digit NumType=Card | 9 % | nummod |
| 9 | % | % | SYM | Number=Sing | 5 interest | nmod |
| 10 | compared | compare | VERB | Tense=Past VerbForm=Part Voice=Pass | 9 % | acl |
| 11 | with | with | ADP | _ | 13 % | case |
| 12 | 3 | 3 | NUM | NumForm=Digit NumType=Card | 13 % | nummod |
| 13 | % | % | NOUN | Number=Sing | 10 compared | obl |
| 14 | on | on | ADP | _ | 15 savings | case |
| 15 | savings | savings | NOUN | Number=Ptan | 13 % | nmod |
| 16 | , | , | PUNCT | _ | 22 risky | punct |
| 17 | because | because | SCONJ | _ | 22 risky | mark |
| 18 | lending | lend | NOUN | Number=Sing | 22 risky | nsubj |
| 19 | on | on | ADP | _ | 20 cards | case |
| 20 | cards | card | NOUN | Number=Plur | 18 lending | nmod |
| 21 | is | be | AUX | Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin | 22 risky | cop |
| 22 | risky | risky | ADJ | Degree=Pos | 3 charge | advcl |
| 23 | for | for | ADP | _ | 24 banks | case |
| 24 | banks | bank | NOUN | Number=Plur | 22 risky | obl |
| 25 | . | . | PUNCT | _ | 3 charge | punct |
Pragmatics
No stored speech act for this sentence.
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
|---|---|---|---|---|---|---|---|---|---|
| 1 | charge | present | Credit cards | high interest | vn run-51.3.2 «PP.location V NP»: agent=Initial_Location interest=Theme | ||||
| 2 | compare | participle | with 3 % on savings | vn amalgamate-22.2-2 «NP V PP»: agent=Patient with %=Co-Patient | |||||
| 3 | is | present | lending on cards | for banks; risky property | tree rules |
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.
Licence: CC BY-SA 4.0, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, mova-school-agreed-en.conllu) is part. The lessons were written for Mova's primary school. Sentence school:money:028-what-a-bank-does-with-your-money.lesson:10.
The tree: Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×3. The frames are read from the tree by Mova's frames reader (prag) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.
See the release 0.4.
This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/10/