What a bank does with your money and why banks lend, sentence 9

Banks check whether a borrower is creditworthy, which means likely to pay back, by looking at income and past borrowing; uneven income makes a bank more careful.

Who acts: Banks, borrower, uneven income · What happens: check, be, mean, pay back, look, make · To what, where: bank

This is a sentence of the lesson «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Banks, borrower, uneven income), what happens, when and where, as Mova's frames read it from the tree.

The tree

The words, one row each (CoNLL-U)

#	word	lemma	UPOS	features	head	relation
1	Banks	bank	NOUN	Number=Plur	2 check	nsubj
2	check	check	VERB	Mood=Ind Number=Plur Person=3 Tense=Pres VerbForm=Fin	root	root
3	whether	whether	SCONJ	_	7 creditworthy	mark
4	a	a	DET	Definite=Ind PronType=Art	5 borrower	det
5	borrower	borrower	NOUN	Number=Sing	7 creditworthy	nsubj
6	is	be	AUX	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	7 creditworthy	cop
7	creditworthy	creditworthy	ADJ	Degree=Pos	2 check	ccomp
8	,	,	PUNCT	_	10 means	punct
9	which	which	PRON	PronType=Rel	10 means	nsubj
10	means	mean	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	7 creditworthy	acl:relcl
11	likely	likely	ADJ	Degree=Pos	10 means	xcomp
12	to	to	PART	_	13 pay	mark
13	pay	pay	VERB	VerbForm=Inf	11 likely	xcomp
14	back	back	ADV	_	13 pay	advmod
15	,	,	PUNCT	_	17 looking	punct
16	by	by	SCONJ	_	17 looking	mark
17	looking	look	VERB	VerbForm=Ger	13 pay	advcl
18	at	at	ADP	_	19 income	case
19	income	income	NOUN	Number=Sing	17 looking	obl
20	and	and	CCONJ	_	22 borrowing	cc
21	past	past	ADJ	Degree=Pos	22 borrowing	amod
22	borrowing	borrowing	NOUN	Number=Sing	19 income	conj
23	;	;	PUNCT	_	26 makes	punct
24	uneven	uneven	ADJ	Degree=Pos	25 income	amod
25	income	income	NOUN	Number=Sing	26 makes	nsubj
26	makes	make	VERB	Mood=Ind Number=Sing Person=3 Tense=Pres VerbForm=Fin	2 check	parataxis
27	a	a	DET	Definite=Ind PronType=Art	28 bank	det
28	bank	bank	NOUN	Number=Sing	26 makes	obj
29	more	more	ADV	Degree=Cmp	30 careful	advmod
30	careful	careful	ADJ	Degree=Pos	26 makes	xcomp
31	.	.	PUNCT	_	2 check	punct

Pragmatics

form: statement
act: assert
voice: narrator
polarity: none
teacher: kept the draft

#	verb	tense, mood	who	what, whom	other	roles by
1	check	present	Banks			vn assessment-34.1 «NP V NP»: agent=Agent
2	is	present	a borrower		creditworthy property	tree rules
3	mean	present			likely property	vn intend-61.2-1 «NP V S»: agent=Agent
4	pay back	to-infinitive				vn pay-68-1 «NP V NP»: agent=Agent
5	look	gerund			at income and past borrowing	vn peer-30.3 «NP V PP.theme»: agent=Agent at income=Theme
6	make	present	uneven income	a bank	careful property	vn build-26.1-1 «NP.asset V NP»: agent=Asset bank=Product

One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

Licence: CC BY-SA 4.0, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, mova-school-agreed-en.conllu) is part. The lessons were written for Mova's primary school. Sentence school:money:028-what-a-bank-does-with-your-money.lesson:9.

The tree: Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): no change. The frames are read from the tree by Mova's frames reader (prag) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the release 0.4.

This page in Markdown → https://md.mova.elamur.ai/free/en/corpora/school/money/28-what-a-bank-does-with-your-money/9/