Paying for a home and the bills

Tests: 4 of 11 right · Exam: 0 of 4 right · Kind: ★ · Understood: 10 of 15 · Run: 2026-10-18, commit f3c23ea72

Lesson 6 of the adult life course of Mova's primary school, as Mova's small model took its tests: it had read this lesson and the ones before it and learned from their exercises. Each test shows the options in the order the student saw them, its choice, the right answer, the score of every option and why it chose. The lesson itself, sentence by sentence with trees and pragmatics: the lesson in the corpora.

Every question of this lesson and each of its options parsed by Mova, with trees and pragmatics: the lesson's questions in the corpora.

Test 1 · ★ · right ✓

You overhear Mum on the phone: "Third time I've rung, the heating's still broken and it's freezing." Who is she probably ringing?

1. The council, who own every boiler in every house — no support
2. The bank, who pay for repairs — no support
3. The school, who send an engineer — no support
4. The landlord, who must fix the heating — ← Mova's choice · ✓ the right answer · score 4

Why: It took the question to ask who or what does it. It chose option 4 with score 4, the only option with support. Its support: lesson 6, line 9: «A landlord must keep a rented home safe and fix important things like the heating and leaks, though tenants sometimes have to chase repairs.», reached through the option's own match among the sentences about the question's things. What matched: the same action «fix» (+2); it fills the role the question asks for (+2); the same doer «landlord» (+1). Against it: a different thing acted on (counts against) (-1). · the question and its options parsed, with trees and pragmatics

Test 2 · ★ · wrong ✗

Your sister says "We pay council tax so the council fixes our telly." Put her right.

1. Yes, the council fixes all tellies for free, as long as you ring — no support
2. No, council tax only pays for the police — ← Mova's choice · score 8
3. No, it pays for things like bins, street lights and libraries — ✓ the right answer · no support
4. Yes, but only if the telly is new — no support

Why: It took the question to ask which statement is true. It chose option 2 with score 8, the only option with support. Its support: lesson 2, line 16: «A payslip shows what someone earned and what came off before the money reached the bank, mostly tax, which pays for schools, hospitals and roads.», reached through the remembered sentence the question matched. What matched: the same action «pay» (+4); the same doer «tax» (+4). The right option, 3, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics

Test 3 · ★ · right ✓

Dad mutters "bloody energy prices, it's the war again". Why would a war far away change the bill?

1. The council adds a special war tax to every bill — no support
2. Energy prices rise and fall with world events — ← Mova's choice · ✓ the right answer · score 4
3. Wars use up all the electricity in our street — no support
4. Soldiers read the smart meters — no support

Why: It took the question to ask why something happens (its cause). It chose option 2 with score 4, the only option with support. Its support: lesson 6, line 11: «Energy bills pay for gas and electricity, and their prices rise and fall with world events.», reached through the option's own match among the sentences about the question's things. What matched: the same action «rise» (+2); the same doer «prices» (+2). · the question and its options parsed, with trees and pragmatics

Test 4 · ★ · right ✓

Uncle says "I never switch, I'm loyal, they look after loyal customers." What is usually true?

1. Loyal customers often pay the most once the deal ends — ← Mova's choice · ✓ the right answer · score 4
2. Switching makes the internet slower forever — no support
3. Companies give loyal customers free years — no support
4. Loyal customers always get the lowest price there is in the shop — no support

Why: It took the question to ask which statement is true. It chose option 1 with score 4, the only option with support. Its support: lesson 6, line 15: «Broadband and phone deals last a year or two, and the price often jumps when the deal ends, so grown-ups shop around and switch.», reached through the same lesson line as the sentence the question matched. What matched: the same action «end» (+2); the same doer «deal» (+2). · the question and its options parsed, with trees and pragmatics

Test 5 · ★ · wrong ✗

Nan says "Insurance is a waste, I've never claimed once in 40 years." What is the best reply?

1. She will get all the money back with interest — ← Mova's choice · score 4
2. Insurance pays out every year to everyone — no support
3. It protects against a disaster that might have happened — ✓ the right answer · no support
4. She should claim anyway to get her money back — score 3

Why: It took the question to ask what it is done to. It chose option 1 with score 4, against 3 for the next best. Its support: lesson 4, line 3: «Picture a kitchen in Adelaide: Dad comes off the phone pale and says "They're letting people go", and later that night the kids hear Mum and Dad talking quietl…», reached through the same lesson line as the sentence the question matched. What matched: it fills the role the question asks for (+3); the same thing acted on «money» (+2). Against it: a different doer (counts against) (-1). The right option, 3, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics

Test 6 · ★ · wrong ✗

Mum: "rent's gone up 100 quid, so no takeaway friday for a while." Why no takeaway?

1. Takeaways cost more when rent rises — ← Mova's choice · score 5
2. Takeaways are banned by the council when the rent rises — score 5
3. The landlord does not allow takeaways — no support
4. More money goes on rent, so extras must shrink — ✓ the right answer · no support

Why: It took the question to ask why something happens (its cause). It chose option 1 with score 5, tied with another option at 5 (the first shown, or the one claiming less beyond what it knows, wins). Its support: lesson 6, line 7: «Rent is often a family's biggest bill, so when it goes up, other spending has to shrink.», reached through the cause of the sentence the question matched. What matched: the same doer «rent» (+5). The right option, 4, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics

Test 7 · ★ · wrong ✗

Dad sighs: "Mortgage, energy, council tax, all gone out the first of the month." Why did he not pay at a till?

1. He forgot to pay them at all and will get a letter — no support
2. They are paid only once a year — no support
3. They go out by direct debit automatically — ✓ the right answer · score 3
4. The bank paid them as a present — ← Mova's choice · score 4

Why: It took the question to ask why something happens (its cause). It chose option 4 with score 4, against 3 for the next best. Its support: lesson 5, line 16: «Taxes pay for schools, the NHS, roads, police and benefits.», reached through the option's own match among the sentences about the question's things. What matched: the same action «pay» (+2); the same doer «taxes» (+2). The right option, 3, scored 3. · the question and its options parsed, with trees and pragmatics

Test 8 · ★ · wrong ✗

Your cousin says "Renting means your family is poor and failed." Put him right.

1. Only families with no jobs at all rent the homes they live in — ← Mova's choice · score 12
2. Renters never have to pay any bills — no support
3. Renting is a normal way to live for lots of families — ✓ the right answer · no support
4. Renting is illegal in most countries — no support

Why: It took the question to ask which statement is true. It chose option 1 with score 12, the only option with support. Its support: lesson 6, line 2: «Some families rent their home from a landlord; others are buying it with a huge loan from a bank called a mortgage. Both are normal ways to live.», reached through the remembered sentence the question matched. What matched: the same action «rent» (+4); the same doer «families» (+4); the same thing acted on «home» (+4). The right option, 3, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics

Test 9 · ★ · wrong ✗

A friend says "Close the window? Nah, just turn the heating up, it's free." What is wrong?

1. Heating is only free in winter, when it is cold outside — no support
2. Nothing is wrong, the landlord pays for it — ← Mova's choice · score 4
3. Heating costs money and the warmth escapes outside — ✓ the right answer · no support
4. Open windows make heating cheaper — no support

Why: It took the question to ask which statement is true. It chose option 2 with score 4, the only option with support. Its support: lesson 3, line 10: «"They went with someone with more experience" is the polite way of saying someone didn't get the job; often nothing was wrong with them.», reached through the same lesson line as the sentence the question matched. What matched: the same doer «nothing» (+2); the same property (+1); the same light verb (be, have, do, get, go) (+1). The right option, 3, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics

Test 10 · ★ · right ✓

Mum: "No holiday abroad this year, we're putting it all towards the house deposit." What is going on?

1. The landlord has asked for a holiday fee — no support
2. They are saving for a big sum to buy a home — ← Mova's choice · ✓ the right answer · score 8
3. They have lost all their money for good — no support
4. The house deposit is a holiday company that sells trips — no support

Why: It took the question to ask which statement is true. It chose option 2 with score 8, the only option with support. Its support: lesson 6, line 17: «A deposit for buying a home is often tens of thousands of pounds, and saving for it can take years.», reached through the remembered sentence the question matched. What matched: the same action «buy» (+4); the same thing acted on «home» (+4). · the question and its options parsed, with trees and pragmatics

Test 11 · ★ · wrong ✗

You leave the kettle half full for your one cup of tea, and Dad says "good lad". Why?

1. A full kettle can break the smart meter and the fuse box — ← Mova's choice · no support
2. The landlord only allows half a kettle — no support
3. Half-full kettles boil hotter water — no support
4. Boiling only the water you need uses less energy — ✓ the right answer · no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 1 · formal language · wrong ✗

Identify the principal consequence where a household ceases to remit mortgage repayments over a prolonged period.

1. The debt is simply cancelled after six months — ← Mova's choice · no support
2. The council assumes ownership of the dwelling — no support
3. The lending bank may repossess the dwelling — ✓ the right answer · no support
4. The landlord becomes liable for the whole loan — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 2 · formal language · wrong ✗

Which of the following most accurately characterises council tax?

1. A premium remitted to an insurer annually — ← Mova's choice · no support
2. A payment to a landlord for the occupation of a rented dwelling — no support
3. A charge levied on each household to fund local services — ✓ the right answer · no support
4. A charge for the consumption of gas and electricity — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 3 · formal language · wrong ✗

Select the statement consistent with the established facts concerning payment by direct debit.

1. Payment requires the attendance of the account holder in person at the bank — ← Mova's choice · no support
2. The bill is settled by the service provider itself — no support
3. Sums are withdrawn automatically, provided sufficient funds exist — ✓ the right answer · no support
4. Payment is made solely in cash at a post office — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 4 · formal language · wrong ✗

Ascertain the purpose of an insurance policy in respect of a household.

1. To reduce the quantity of energy consumed — ← Mova's choice · no support
2. To accumulate savings towards a future house deposit for the household — no support
3. To share risk, so that losses from misfortune are largely covered — ✓ the right answer · no support
4. To discharge the monthly rent owed to a landlord — no support

Why: Nothing it remembers matched the question, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

This page in Markdown → https://md.mova.elamur.ai/free/en/school-run/adult-life/6-paying-for-a-home-and-the-bills/