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When money is tight

Tests: 6 of 11 right · Exam: 0 of 4 right · Kind: ★ · Understood: 9 of 15 · Run: 2026-10-18, commit f3c23ea72

Lesson 9 of the adult life course of Mova's primary school, as Mova's small model took its tests: it had read this lesson and the ones before it and learned from their exercises. Each test shows the options in the order the student saw them, its choice, the right answer, the score of every option and why it chose. The lesson itself, sentence by sentence with trees and pragmatics: the lesson in the corpora.

Every question of this lesson and each of its options parsed by Mova, with trees and pragmatics: the lesson's questions in the corpora.

Test 1 · ★ · wrong ✗

Your little brother cries "Mum said money's tight, are we gonna be homeless?" What do you tell him?

  • 1. Yes, and we must pack our bags tonight — ← Mova's choice · no support
  • 2. No, it means Mum has hidden lots of money under her bed — no support
  • 3. Yes, tight money always means losing the house — no support
  • 4. No, it means less for extras, not danger — ✓ the right answer · no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Test 2 · ★ · wrong ✗

Your mate says "Food banks are only for lazy people." Put him right.

  • 1. Food banks are only for people with no house — no support
  • 2. Any family can need one after a job loss or illness — ✓ the right answer · no support
  • 3. Food banks sell food more cheaply to the rich — no support
  • 4. He is right, only lazy people use them — ← Mova's choice · score 3

Why: It took the question to ask which statement is true. It chose option 4 with score 3, the only option with support. Its support: lesson 9, line 2: «Grown-ups then make a budget, cut treats, buy own-brand food, wait for sales and save up instead of borrowing. Some families use a food bank for a while, which…», reached through the option's own match among the sentences about the question's things. What matched: the same action «use» (+2); the same thing acted on «food bank» (+2). Against it: a different doer (counts against) (-1). The right option, 2, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics

Test 3 · ★ · wrong ✗

Dad, reading the news: "Prices up a lot this year, my pay up only a little." What has happened to the family?

  • 1. They pay less tax because prices rose — ← Mova's choice · no support
  • 2. They are better off, because their pay went up as well — no support
  • 3. Nothing changes, because pay went up — no support
  • 4. They are worse off, as prices rose faster than pay — ✓ the right answer · no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Test 4 · ★ · right ✓

Your sister says "VAT is added at the till in UK shops, so the toy's dearer than the label." Put her right.

  • 1. In UK shops VAT is already in the price on the label — ← Mova's choice · ✓ the right answer · score 10
  • 2. VAT is only charged on toys, not food — no support
  • 3. VAT is paid by children, not grown-ups — no support
  • 4. She is right, twenty percent always goes on at the till — no support

Why: It took the question to ask which statement is true. It chose option 1 with score 10, the only option with support. Its support: lesson 9, line 12: «VAT is a tax on most things people buy; in UK shops it is already in the price, and children's clothes and most food have none.», reached through the remembered sentence the question matched. What matched: the same place «price» (+4); the same circumstance (+4); the same light verb (be, have, do, get, go) (+2). · the question and its options parsed, with trees and pragmatics

Test 5 · ★ · right ✓

Auntie bought five jumpers "cos they were practically giving them away" and never wore them. What went wrong?

  • 1. She should have bought ten jumpers while they were cheap — no support
  • 2. She paid full price without noticing — no support
  • 3. Jumpers are never in a sale — no support
  • 4. A bargain is only a bargain if you needed it anyway — ← Mova's choice · ✓ the right answer · score 7

Why: It took the question to ask who or what does it. It chose option 4 with score 7, the only option with support. Its support: lesson 9, line 10: «A sale lowers prices; a bargain is only a bargain if you would have bought the thing anyway.», reached through the same lesson line as the sentence the question matched. What matched: the same thing acted on «bargain» (+4); it fills the role the question asks for (+2); the same doer «bargain» (+1). · the question and its options parsed, with trees and pragmatics

Test 6 · ★ · right ✓

Mum, on a crackly call: "Nah, can't do the cinema, sorry, we're skint till payday." What does she mean?

  • 1. She has lost her bank card somewhere in the house — score 2
  • 2. She has little money left until her pay comes in — ← Mova's choice · ✓ the right answer · score 6
  • 3. She doesn't like films any more — no support
  • 4. The cinema has closed down for good — no support

Why: It took the question to ask what it is done to. It chose option 2 with score 6, against 2 for the next best. Its support: lesson 4, line 3: «Picture a kitchen in Adelaide: Dad comes off the phone pale and says "They're letting people go", and later that night the kids hear Mum and Dad talking quietl…», reached through the option's own match among the sentences about the question's things. What matched: it fills the role the question asks for (+3); the same doer «mum» (+2); the same thing acted on «money» (+2). Against it: a different action (counts against) (-1). · the question and its options parsed, with trees and pragmatics

Test 7 · ★ · right ✓

A text: "HMRC: you're owed a tax refund! Click here and enter your card number." What is it most likely?

  • 1. A scam to steal card details — ← Mova's choice · ✓ the right answer · score 4
  • 2. A real refund from the tax office — no support
  • 3. A free birthday gift from the bank — no support
  • 4. A message from school about trips — no support

Why: It took the question to ask which statement is true. It chose option 1 with score 4, the only option with support. Its support: lesson 9, line 15: «A text saying a parcel is held and asking for a small payment is a common scam to steal bank details.», reached through the same lesson line as the sentence the question matched. What matched: the same action «steal» (+2); the same thing acted on «bank details» (+2). · the question and its options parsed, with trees and pragmatics

Test 8 · ★ · wrong ✗

Gran does a blind taste test: famous cornflakes vs own-brand. She can't tell. What does it show?

  • 1. Famous brands are always better, whatever the price — ← Mova's choice · no support
  • 2. Gran's taste buds have stopped working — no support
  • 3. Own-brand food is unsafe to eat — no support
  • 4. Own brand can be just as good and costs less — ✓ the right answer · no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Test 9 · ★ · right ✓

Your brother asks for new trainers; Dad says "can't afford it right now, maybe save towards it?" What's a good response?

  • 1. Sulk until Dad gives in — no support
  • 2. Make a plan to save some pocket money towards them — ← Mova's choice · ✓ the right answer · score 3
  • 3. Buy them now on buy now pay later — no support
  • 4. Ask Nan to buy them on a credit card — no support

Why: It took the question to ask which statement is true. It chose option 2 with score 3, the only option with support. Its support: lesson 4, line 3: «Picture a kitchen in Adelaide: Dad comes off the phone pale and says "They're letting people go", and later that night the kids hear Mum and Dad talking quietl…», reached through the same lesson line as the sentence the question matched. What matched: the same action «save» (+2); the same thing acted on «money» (+2). Against it: a different doer (counts against) (-1). · the question and its options parsed, with trees and pragmatics

Test 10 · ★ · wrong ✗

Overheard: "Everyone's struggling, it's not just us, the whole street's feeling it." What is going on?

  • 1. The street has lost its electricity — no support
  • 2. A cost of living crisis affects many families at once — ✓ the right answer · no support
  • 3. The neighbours have all won the lottery — no support
  • 4. Only one family has money problems and everyone knows — ← Mova's choice · score 8

Why: It took the question to ask who or what does it. It chose option 4 with score 8, the only option with support. Its support: lesson 2, line 15: «Annual leave must be agreed with the boss so that not everyone is off at once, which is why summer holidays get booked early.», reached through the remembered sentence the question matched. What matched: it fills the role the question asks for (+5); the same doer «everyone» (+3). The right option, 2, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics

Test 11 · ★ · right ✓

You write: pocket money £5, save £2, spend £3. What have you made?

  • 1. A budget — ← Mova's choice · ✓ the right answer · score 14
  • 2. A mortgage — no support
  • 3. A credit score — score 4
  • 4. A subscription — no support

Why: It took the question to ask what it is done to. It chose option 1 with score 14, against 4 for the next best. Its support: lesson 9, line 2: «Grown-ups then make a budget, cut treats, buy own-brand food, wait for sales and save up instead of borrowing. Some families use a food bank for a while, which…», reached through the remembered sentence the question matched. What matched: it fills the role the question asks for (+6); the same action «make» (+4); the same thing acted on «budget» (+4). · the question and its options parsed, with trees and pragmatics

Exam question 1 · formal language · wrong ✗

Which of the following most accurately characterises inflation?

  • 1. A tax levied upon the purchase of goods — ← Mova's choice · no support
  • 2. Interest paid upon sums held on deposit — no support
  • 3. A general fall in prices, whereby a given sum purchases more — no support
  • 4. A general rise in prices, whereby a given sum purchases less — ✓ the right answer · no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 2 · formal language · wrong ✗

Identify the course of action consistent with prudence upon receipt of an unsolicited message demanding a payment for the release of a parcel.

  • 1. To forward the message to all known contacts — ← Mova's choice · no support
  • 2. To reply, supplying the card number requested — no support
  • 3. To remit the sum requested forthwith, it being trivial in amount — no support
  • 4. Not to follow the link, and to inform a responsible adult — ✓ the right answer · no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

Exam question 3 · formal language · wrong ✗

Select the statement consistent with the established facts concerning food banks.

  • 1. They are open exclusively to persons without a dwelling — no support
  • 2. Charities providing food to households in need, frequently upon referral — ✓ the right answer · no support
  • 3. They are financial institutions which lend money for the purchase of groceries — ← Mova's choice · score 3
  • 4. They sell foodstuffs at full price to all persons — no support

Why: It took the question to ask which statement is true. It chose option 3 with score 3, the only option with support. Its support: lesson 7, line 10: «A savings account pays interest, a little extra money each year for every pound kept there, because the bank lends your money to others.», reached through the option's own match among the sentences about the question's things. What matched: the same action «lend» (+2); the same thing acted on «money» (+2). Against it: a different doer (counts against) (-1). The right option, 2, found no support in what it remembers. · the question and its options parsed, with trees and pragmatics

Exam question 4 · formal language · wrong ✗

Ascertain the definition of a household budget.

  • 1. A tax payable upon household goods — ← Mova's choice · no support
  • 2. A loan obtained for the purchase of provisions — no support
  • 3. A plan of income, necessary expenditure and the remainder — ✓ the right answer · no support
  • 4. A record of interest accrued upon savings — no support

Why: No option found support in what it remembers, so it guessed: it took the first option shown. · the question and its options parsed, with trees and pragmatics

This page in Markdown → https://md.mova.elamur.ai/free/en/school-run/adult-life/9-when-money-is-tight/